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West Ham United FC Card

The West Ham United FC Card is promoted by AA, provided by Visa and has a representative APR of 16.9%. Compare all AA Credit Cards or apply for the West Ham United FC Card now.

Card Details

Card Issuer Credit card issuer	N/A
Merchant Network The Card network the card belongs to	Visa
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	There is no minimum income required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	12 Months
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	3%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	£3
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	No Limit
Intro Balance Transfer Window Days The number of days from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 90 days of account opening will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins The point at which the introductory balance transfer period begins.	When account opened

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	3 Months

Standard Rates

APR Representative (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	16.9%
Purchase Rate Annual equivalent rate for purchases	16.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	18.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	27.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	No travel reward programme.
Shopping Reward Program Shopping reward scheme available	Shopping rewards programme not available.
Points Scheme Points reward scheme available	Earn 1 point for every £1 spent, points can be redeemed in the following ways:TravelBook packaged holidays, city breaks, flights, hotels and car hireEntertainmentChoose from a range of DVD players, televisons and family treatsShoppingUse vouchers for a number of high street stores such as Selfridges, John Lewis, Boots, WHSmith and Debenhams and moreWinePick from a selection of handmade estate winesCashPoints can be converted into Cash
Other Incentives Additional card incentives available	No other incentives advised.
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 50 days interest free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	N/A
Min Payment Minimum monthly payment required if any balance is outstanding	£25
Annual Fee Annual fee for card	There is no annual fee.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	3%
Min Balance Transfer Fee Minimum fee for transferring balance	£3
Max Balance Transfer Fee Maximum fee for transferring balance	No Limit
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 3.00% will be charged on the amount of any cash advance.
International Charges Charges for overseas transactions on card as a percentage of transaction	If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.99% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	Payments will be allocated towards paying off balances charged at the higher interest rates before those charged at lower interest rates.

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