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Credit Cards		Purchases	Balance Transfers	APR Representative (Variable)
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Credit Cards		Purchases	Balance Transfers	APR Representative (Variable)	Rewards
	Barclaycard Platinum with BT (26 Mths) 0.0% for  0% 6 months   months on Purchases 0.0% on Balance Transfers	0% 6 months	0% 26 months 3.5% fee	18.9%	Barclaycard Unwind
Representative Example: The annual purchase rate is 18.9% p.a (variable) so if you spend £1200 your representative apr will be 18.9% p.a (variable)
	Tesco ClubCard Purchases Credit Card Earn ClubCard Points 0.0% for 13 months on Purchases 0.0% for 9 months on Balance Transfers Minimum Age 18 Minimum Income £5,000	0% 16 months	0% 9 months 2.9% fee	16.9%	Clubcard Shopping
Representative Example: The annual purchase rate is 16.9% p.a (variable) so if you spend £1200 your representative apr will be 16.9% p.a (variable)
	Barclaycard Freedom Rewards	n/a	0% 9 months 2.9% fee	18.9%	Rewards, Shopping
Representative Example: The annual purchase rate is 18.9% p.a (variable) so if you spend £1200 your representative apr will be 18.9% p.a (variable)
	Capital One Classic Card No Annual Fee Ideal for building your credit rating You need to be over 18. You need to have some history of managing your credit even if you have had CCJs or defaults in the past. You are on the electoral roll.	n/a	n/a	34.9%	No Rewards
Representative Example: The annual purchase rate is 34.9% p.a (variable) so if you spend £1200 your representative apr will be 34.9% p.a (variable)
	Virgin Atlantic White Card Account You need to be over 18. You do not have any recent credit defaults (CCJs, current arrears or missed payments). You are a resident in the UK and can prove residential addresses for the past two years. You have a Bank or Building Society account. You are currently employed.	n/a	0% 6 months 2% fee	17.9%	Flying Club Miles
Representative Example: The annual purchase rate is 17.9% p.a (variable) so if you spend £1200 your representative apr will be 17.9% p.a (variable)
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Nationwide Building Society News

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Calls for credit card companies to change payment allocation

Nationwide Building Society has suggested UK consumers would benefit if credit card companies adopted certain American payment practices.
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14% of consumers 'put large purchases on store or credit card, survey reveals

When making large purchases, a total of 14% of people put it on their credit card or store card and worry about it later, according to a new survey released by Norwich and Peterborough Building Society (N&P).
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Homeowners seek to improve over a move

UK homeowners are looking to make home improvements rather than move in 2012
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Credit card lending shows slight rise

Net credit card lending increased last month, according to new figures published this week by the Bank of England.
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