Partnership Credit Card
The Partnership Credit Card is promoted by John Lewis, provided by MasterCard and has a representative APR of 16.9%. Compare all John Lewis Credit Cards or apply for the Partnership Credit Card now.
Card Details
 Card Issuer
|
N/A |
|---|---|
|
Merchant Network
|
MasterCard |
| Card Limit
|
The maximum credit limit is subject to status. |
Acceptance Criteria
| Min Age
|
18 Years |
|---|---|
| Min Income
|
A minimum income of £4000 per annum is required. |
| Credit Rating
|
Prime |
Introductory Balance Transfer Details
| Intro Balance Transfer Rate
|
N/A |
|---|---|
| Duration of Intro Balance Transfer Rate
|
6 Months |
| Balance Transfer Limit
|
Subject to Status |
| Intro Balance Transfer Fee
|
2.5% |
| Intro Min Balance Transfer Fee
|
£5 |
| Intro Max Balance Transfer Fee
|
No Limit |
| Intro Balance Transfer Offer Begins
|
When the account is opened. |
Introductory Purchase Rate Details
| Intro Purchase Rate
|
N/A |
|---|---|
| Duration of Intro Purchase Rate
|
6 Months |
Standard Rates
| APR Representative (Variable)
|
16.9% |
|---|---|
| Purchase Rate
|
16.9% |
| Balance Transfer Rate
|
16.9% |
| Cash Advance Rate
|
23.9% |
Benefits
| Cash-Back Reward
|
Not applicable. |
|---|---|
| Air Miles
|
There is no travel reward programme available. |
| Shopping Reward Program
|
As a Partnership cardholder the card holder can take advantage of special online offers for travel, leisure and art. London Art - Art lovers enjoy a 7.5% discount. Tasting Places - 5% discount on Tasting Places cooking holidays. WFI Subscription - Subscribe to WFI for just £12 (usual price £24). Francis Frith - Enjoy a 25% discount on this collection of historic photographs. Club Med holidays - Save £100 plus a further 7% on holidays. Thomas Cook, jmc, Sunset holiday - Save 9% off of these companies, guaranteed. European City Breaks - Save a guaranteed 15%. Royal Horticultural Society - 3 month's free membership. Tate Gallery - 3 month's free membership. Historic Scotland - 4 month's free membership. English Heritage - 3 month's free membership. Flowers offer - Free box of Godiva chocolates with a John Lewis bouquet.Hamper offer - Save £5 on a luxury John Lewis hamper. Wine offer - 20% off plus free delivery with Waitrose Wine Direct. Ocado Offer - 500 extra points with Ocado. Free delivery offer - Order online and the first order with be delivered free (usual price £3.95). Also by simply using the PIN, the cardholder could win an exclusive dinner for 10 at The Waterside Inn. |
| Points Scheme
|
Partnership Card Reward ProgrammeEarning Pointsa) The cardholder will earn points on eligible purchases made at John Lewis and Waitrose as well as any other company that John Lewis may tell the customer about from time to time at the rate of 1 point for every £1 spent. For all other eligible purchases, made at other retailers, points will be accrued at the rate of 1 point for every £2 spent.b) Points will only be earned on the whole pounds sterling amount of each eligible purchase.c) The points earned will be reduced by the amount of any eligible purchases that are refunded to the account or returned by the cardholder.d) Points will not be earned for balance transfers, storecard transfers, payments by cheque drawn on the account, cash advances, interest, insurance premiums and charges.e) John Lewis may notify the customer from time to time of special promotions where they can earn additional points.The maximum number of points that can be earned in any calendar year is 100,000 points.Redeeming Pointsa) Points will automatically be redeemed three times a year, with 500 points equating to £5 of vouchers, which will be sent to the cardholder. Vouchers are issued in multiples of £5. Any points that have not been redeemed will be carried forward to the next redemption period.b) Points that have been held on the account for 2 years without being redeemed will be forfeited and cannot be redeemed.c) Vouchers can be used to make purchases of goods and services at John Lewis, Waitrose, and Ocado.com. |
| Other Incentives
|
N/A |
| Charity Affiliation
|
This is not a Charity Affiliation account. |
Cashback Scheme Details
| Introductory bonus on Cash-Back
|
Not applicable. |
|---|---|
| Max Spend that earns Cash-Back
|
Not applicable. |
Fees and Terms
| Interest Free Period
|
Up to 56 days interest free period. |
|---|---|
| Min Payment
|
N/A |
| Min Payment
|
£5 |
| Annual Fee
|
There is no annual fee. |
| Balance Transfer Fee
|
2.5% |
| Min Balance Transfer Fee
|
£5 |
| Max Balance Transfer Fee
|
No Limit |
| Cash Advance Charge
|
A handling fee of 2.50% will be charged on the amount of any cash advance. |
| International Charges
|
A commission charge of 2.75% is applicable to foreign transactions. |
| Order of Repayments
|
If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order:Payment Protection InsuranceCash AdvancesPurchasesBalance TransfersFeesIntro PurchasesIntro Balance Transfers |
