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Egg Money Card

The Egg Money Card is promoted by Egg, provided by MasterCard and has a typical APR of 17.8%. Compare all Egg Credit Cards or apply for the Egg Money Card now.

Card Details

Card Issuer Credit card issuer	Egg
Merchant Network The Card network the card belongs to	MasterCard
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	There is no minimum income required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	8.9%
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	Unlimited
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	0%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	£0
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	£0
Intro Balance Transfer Window Days The number of days from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 0 days will receive the introductory offer associated with this card.
Intro Balance Transfer Window Weeks The number of weeks from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 0 weeks will receive the introductory offer associated with this card.
Intro Balance Transfer Window Months The number of months from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 0 months will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins The point at which the introductory balance transfer period begins.	When balance is transferred.

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	N/A

Standard Rates

APR Typical (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	17.8%
Purchase Rate Annual equivalent rate for purchases	16.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	16.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	21.9%

Benefits

Cash-Back Reward Cash-back reward for spending	1% cashback on all purchases made at MasterCard outlets worldwide - from a minimum of £5 to a maximum of £200 per year.
Air Miles Airmiles travel reward scheme available	There is no travel reward programme available.
Shopping Reward Program Shopping reward scheme available	Egg Rewards: Up to 25% off at 15 selected online retailers. More details can be found at http://new.egg.com.
Points Scheme Points reward scheme available	No points scheme offered.
Other Incentives Additional card incentives available	Event Cover Cover event tickets over £20 booked using the Egg Money Card if the cardholder cannot attend. Maximum four tickets up to a maximum of £100 covered per event. Unlimited events covered per year worldwide. Online Spend Tracker Online function which automatically tracks and categorises the cardholder's monthly spend on their online statement. Egg Money Manager Allows the cardholder to view all online accounts from any bank on one page.
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	The maximum annual spend upon which the cash-back reward will be calculated is £20000.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 50 days interest free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	2%
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	There is a £1 monthly fee payable.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	3%
Min Balance Transfer Fee Minimum fee for transferring balance	£0
Max Balance Transfer Fee Maximum fee for transferring balance	No Limit
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	There is a minimum charge of 3.00% for cash withdrawals, includes gambling transactions.
International Charges Charges for overseas transactions on card as a percentage of transaction	A charge of 2.95% for commission on all transactions made in currencies other than sterling.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order: Fees and charges Balance Transfers Purchases Cash Advances

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