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Egg Credit Card

The Egg Credit Card is promoted by Egg, provided by Visa and has a typical APR of 16.9%. Compare all Egg Credit Cards or apply for the Egg Credit Card now.

Card Details

Card Issuer Credit card issuer	Egg
Merchant Network The Card network the card belongs to	Visa
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	There is no minimum income required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	0.0%
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	13 Months
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	3%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	£0
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	No Limit
Intro Balance Transfer Window Months The number of months from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins The point at which the introductory balance transfer period begins.	When balance is transferred

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	0.0%
Duration of Intro Purchase Rate Duration period for introductory purchase rate	3 Months

Standard Rates

APR Typical (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	16.9%
Purchase Rate Annual equivalent rate for purchases	16.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	16.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	22.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	There is no travel reward programme available.
Shopping Reward Program Shopping reward scheme available	Cash Back Zone Egg have lined up with a range of companies to provide cash back on purchases through the internet. 0800Flowers - 20% cash back on flowers sent through 0800 Flowers. Virgin Wines - Get a massive 10% cash back at Virgin Wines. Virgin.net - £30 cashback when purchasing broadband from Virgin.net and paying with Egg card. Harrods - Get 10% off of first order at Harrods.com. CD Wow! - Get 5% cash back at CD Wow! Currys - Get 5% cash back at the online electrical store Currys.co.uk. ASOS.com - 5% instant cashback when the cardholder buys online. Figleaves.com - Get 10% off at Figleaves when paying with Egg Card. Buyagift.com - 20% off anything purchased from the Buyagift website.
Points Scheme Points reward scheme available	No points scheme offered.
Other Incentives Additional card incentives available	Egg Travel insurance discount Get a 10% discount on Egg Travel and Home Insurance when payed for with an Egg Card. Egg Annual Travel Insurance offers a whole year of cover, at great rates - even better if payed for with the Egg Card. For details of the discount and to find out more call 08451 222 888. Egg motor insurance discount Pay your motor insurance premium in full with an Egg Card and get 0% interest for 12 months on the premium. Egg Card customers also get a 10% discount on Egg home and travel insurance policies when they pay with their Egg Card. Free cash advances If the cardholder holds another Egg account when they take out an Egg Card, they won't pay the cash advance handling fee. Otherwise they will pay a handling fee of 2.0% of the transaction - the minimum fee is £2.
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 45 days interest free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	2%
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	There is no annual fee.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	3%
Min Balance Transfer Fee Minimum fee for transferring balance	£0
Max Balance Transfer Fee Maximum fee for transferring balance	No Limit
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 3.00% will be charged on the amount of any cash advance subject to a minimum of £5.00 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	A charge of 2.95% for commission on all transactions which have to be converted into sterling.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order: Fees and charges Balance Transfers Purchases Cash Advances

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