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Coutts Gold Credit Card

The Coutts Gold Credit Card is promoted by Coutts and Co, provided by MasterCard and has a representative APR of 31.7%. Compare all Coutts and Co Credit Cards or apply for the Coutts Gold Credit Card now.

Card Details

Card Issuer Credit card issuer	N/A
Merchant Network The Card network the card belongs to	MasterCard
Card Type Type of credit card	Gold
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	There is no minimum income required.
Credit Rating Credit rating required for successful application of card	Superprime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	N/A
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	There is no fee
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	There is no fee
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	There is no fee

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	N/A

Standard Rates

APR Representative (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	31.7%
Purchase Rate Annual equivalent rate for purchases	14.7%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	14.7%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	14.7%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	Air Miles are not offered.
Shopping Reward Program Shopping reward scheme available	Enjoy special offers, and the occasional free gift from the Natwest Wine Club. Call 0870 162 0331 for information on the latest offers. Over 18s only.
Points Scheme Points reward scheme available	Courtesy of Coutts: Courtesy of Coutts awards the cardholder with points for purchases made with the Gold Card, to be redeemed in the following ways: Money off or free flights, hotel accommodation, and car hire in association with easyJet and ebookers.com. Discounted or free wines courtesy of Lay & Wheeler wine merchants. Donations on the cardholder's behalf to a selection of charities.
Other Incentives Additional card incentives available	N/A
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 46 days interest free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	N/A
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	A £90.00 annual fee is payable. The following refunds apply when the relevant thresholds are reached: Annual spend: Refund applicable: £35,000 and over £90 £25,000 - £34,999 £60 £15,000 - £24,999 £30 Additional card fee £30 pa. No refunds applicable. Excluding cash advance, travellers cheques, balance transfers, interest and charges.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	N/A
Min Balance Transfer Fee Minimum fee for transferring balance	N/A
Max Balance Transfer Fee Maximum fee for transferring balance	N/A
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 2.00% will be charged on the amount of any cash advance subject to a minimum of £1.50 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	In respect of all foreign currency transactions there is an administration levy equivalent to 2.75% of the transaction value.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order: Fees and charges Cash Advances Purchases Balance Transfers

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