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Capital One Classic Credit Card

The Capital One Classic Credit Card is promoted by Capital One, provided by MasterCard and has a representative APR of 34.9%. Compare all Capital One Credit Cards or apply for the Capital One Classic Credit Card now.

Card Details

Card Issuer Credit card issuer	N/A
Merchant Network The Card network the card belongs to	MasterCard
Card Limit Maximum upper balance limit for card spending	1500

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	10000
Credit Rating Credit rating required for successful application of card	Subprime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	N/A
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	There is no fee
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	There is no fee
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	There is no fee
Intro Balance Transfer Window Days The number of days from when the introductory balance window begins that you have to transfer your balance.	na
Intro Balance Transfer Window Weeks The number of weeks from when the introductory balance window begins that you have to transfer your balance.	na
Intro Balance Transfer Window Months The number of months from when the introductory balance window begins that you have to transfer your balance.	na

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	N/A

Standard Rates

APR Representative (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	34.9%
Purchase Rate Annual equivalent rate for purchases	34.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	34.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	34.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	no
Shopping Reward Program Shopping reward scheme available	no
Points Scheme Points reward scheme available	no
Other Incentives Additional card incentives available	N/A
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	56
Min Payment Minimum monthly payment required as a percentage of that month's total bill	N/A
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	There is no annual fee.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	3%
Min Balance Transfer Fee Minimum fee for transferring balance	£1.5
Max Balance Transfer Fee Maximum fee for transferring balance	No Limit
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	3.00
International Charges Charges for overseas transactions on card as a percentage of transaction	2.75
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	N/A

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