Compare Credit Cards with CardSmart

Home » Providers » British Airways » British Airways Amex Premium Plus Credit Card

British Airways Amex Premium Plus Credit Card

The British Airways Amex Premium Plus Credit Card is promoted by British Airways, provided by American Express and has a representative APR of 50.1%. Compare all British Airways Credit Cards or apply for the British Airways Amex Premium Plus Credit Card now.

Card Details

Card Issuer Credit card issuer	N/A
Merchant Network The Card network the card belongs to	American Express
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	A minimum income of £30000 per annum is required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	N/A
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	There is no fee
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	There is no fee
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	There is no fee

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	N/A

Standard Rates

APR Representative (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	50.1%
Purchase Rate Annual equivalent rate for purchases	19.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	N/A
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	27.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	BA Miles Programme:Collect 18,000 bonus Avios when Cardholder first spends £3,000 on their card within the first 3 months.1.5 Avios for every £1.00 of qualifying spend on the card.3 Avios for every £1.00 the cardholder spends directly with British Airways and BA Holidays.Automatically enrolled as an Executive Club member on account opening.If a cardholder makes £10,000 of qualifying spend in a year, they will receive a free ticket for a companion, for the same flight and cabin, when the miles are redeemed for a BA flight.
Shopping Reward Program Shopping reward scheme available	No shopping reward program available.
Points Scheme Points reward scheme available	No points scheme offered.
Other Incentives Additional card incentives available	N/A
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 56 days interest free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	N/A
Min Payment Minimum monthly payment required if any balance is outstanding	£25
Annual Fee Annual fee for card	The annual fee is £150.00.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	N/A
Min Balance Transfer Fee Minimum fee for transferring balance	N/A
Max Balance Transfer Fee Maximum fee for transferring balance	N/A
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 3.00% will be charged on the amount of any cash advance subject to a minimum of £3.00 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	All transactions including cash withdrawals, using the card abroad, will be converted into Sterling at the standard exchange rate set by AMEX on the date when the transaction is processed by them or their authorised agent. The rate may be different from the rate used on the date they make the transaction. However, if a service establishment itself converts the amount into Sterling, the amount will be billed to the account at the rate that Service Establishment uses. A commission charge of 2.99% will also be applied.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order:Fees and chargesCash advancesBalance TransfersPurchases

Women are getting into more debt, warns expert

Expert claims that women are obtaining more expensive lines of credit Read more...

Christmas with CardSmart: Our 3 Top Credit Cards for Christmas Spending

With Christmas fast approaching, many people are now buying gifts for their loved ones, or just stocking up the cupboards for the busy season... Read more...

More guides

The content and information on this website are intended as general information only and shall not be construed as financial advice or recommendations of any nature in accordance with the Financial Services and Markets Act 2000 nor is it intended to address specific financial requirements. Read more... We strongly recommend that you seek independent financial advice before using and/or relying on the information made available to you or prior to purchasing any financial product/service listed on the Website. Whilst every attempt has been made to ensure that the content and information published are true, correct and up to date, no warranty, guarantee or representation is given as to its accuracy, reliability or fitness for a specific purpose.

The Best Buy credit card comparison tables feature financial products/services of our advertisers and may not necessarily constitute the best offers in the market for each of such products/services.