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Barclaycard Platinum Simplicity Credit Card

The Barclaycard Platinum Simplicity Credit Card is promoted by Barclaycard, provided by Visa and has a typical APR of 6.8%. Compare all Barclaycard Credit Cards or apply for the Barclaycard Platinum Simplicity Credit Card now.

Card Details

Card Issuer Credit card issuer	Barclaycard
Merchant Network The Card network the card belongs to	Visa
Card Type Type of credit card	Platinum
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	21 Years
Min Income Minimum income required for applicants	Minimum income required is £20000 p.a.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	N/A
Balance Transfer Limit Maximum upper limit for balance transfers to card	£5000
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	There is no fee
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	There is no fee
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	There is no fee

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	N/A

Standard Rates

APR Typical (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	6.8%
Purchase Rate Annual equivalent rate for purchases	6.8%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	6.8%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	15.8%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	There is no travel reward programme available.
Shopping Reward Program Shopping reward scheme available	A range of discounts, special offers and 2 for 1 deals are available from retailers including the following: CD Wow Thomas Cook Thomas Cook Publishing Avis Centre Parcs Buyagift.com Laithwaites Domino's Pizza Emirates Ticketmaster Leisure Vouchers
Points Scheme Points reward scheme available	No points scheme available.
Other Incentives Additional card incentives available	Barclaycard Travel Service: Barclaycard travel service offers 7% discount on tour operator price and 2.25% booking fee waived for Thomas Cook holidays paid for with Barclaycard. May qualify for free single trip travel insurance - Cardholder plus up to 5 family members or friends covered for trips for 2-21 days, when booked through Barclaycard Travel Service. Worldwide Assistance - Help to replace lost/stolen passport or travel documents; Legal and Medical Assistance with a local English-speaking lawyer or doctor; help getting home in an emergency; interpretation.
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 56 days of interest free credit.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	2.25%
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	No annual fee is charged.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	0%
Min Balance Transfer Fee Minimum fee for transferring balance	£0
Max Balance Transfer Fee Maximum fee for transferring balance	£0
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 2.50% will be charged on the amount of any cash advance subject to a minimum of £2.50 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	All transactions will be in Sterling or converted to Sterling using the exchange rate and a percentage of 2.75%.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order: Default charges and interest on default charges Balance Transfers and fees Fees and charges Promotional purchases Interest, fees and charges Standard rate purchases and balance transfers Cash Balance

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