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Barclaycard Breathe Credit Card

The Barclaycard Breathe Credit Card is promoted by Barclaycard, provided by MasterCard and has a representative APR of 16.9%. Compare all Barclaycard Credit Cards or apply for the Barclaycard Breathe Credit Card now.

Card Details

Card Issuer Credit card issuer	N/A
Merchant Network The Card network the card belongs to	MasterCard
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	A minimum income is not required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	10 Months
Balance Transfer Limit Maximum upper limit for balance transfers to card	£5000
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	3%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	There is no fee
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	No Limit
Intro Balance Transfer Window Days The number of days from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins The point at which the introductory balance transfer period begins.	When the account is opened.

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	N/A

Standard Rates

APR Representative (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	16.9%
Purchase Rate Annual equivalent rate for purchases	16.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	16.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	27.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	This incentive is not offered.
Shopping Reward Program Shopping reward scheme available	7% discount off holidays when booking through Thomas Cook and the standard 2.25% booking fee is paid by Barclaycard.Discounts available at selected retailers. See www.barclaycard.co.uk for full details.
Points Scheme Points reward scheme available	Barclaycard FreedomCustomers will automatically earn Reward Money via purchases at selected retailers. Reward Money is earned at 1% of the purchase price from eligible purchases. Reward Money can be redeemed at any of the selected retailers at point of sale. (At Shell reward money is earned at 0.5%). See website www.barclaycard.co.uk/freedom for any special offers available.
Other Incentives Additional card incentives available	N/A
Charity Affiliation Affiliations to any charities for card spending	Barclaycard Breathe is the only UK credit card to donate 50% of profit to support carbon reduction projects in the UK and abroad. All donations are sent to Barclays' independent environmental partner PURE the Clean Planet Trust. Donations will be used to support carbon offset projects that meet the Governments proposed code of best practice for carbon offsetting. Projects supported by Barclaycard Breathe: UK - Solar Energy for Schools China - Run-of-River Hydropower Brazil - Renewable Energy & Forest Preservation China - Wind Farm

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 56 days interest free credit.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	N/A
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	No annual fee is charged.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	3%
Min Balance Transfer Fee Minimum fee for transferring balance	£3
Max Balance Transfer Fee Maximum fee for transferring balance	No Limit
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 2.50% will be charged on the amount of any cash advance subject to a minimum of £2.50 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	All transactions will be in Sterling or converted to Sterling using the exchange rate and a percentage of 2.75%.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the total outstanding balance in full by the payment due date, the amount paid will be applied to higher interest rate balances before lower interest rate balances.For further details, please refer to the credit card terms and conditions.Typically payments will be allocated in this order:Cash BalancePurchasesBalance TransferInterest, fees, and chargesIntro purchases/balance transfers (If same rate the promotion with the earliest expiry date paid first)Default charges

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