Compare Credit Cards with CardSmart

Home » Providers » Bank of Scotland » Bank of Scotland All in One Card

Bank of Scotland All in One Card

The Bank of Scotland All in One Card is promoted by Bank of Scotland, provided by MasterCard and has a typical APR of 15.9%. Compare all Bank of Scotland Credit Cards or apply for the Bank of Scotland All in One Card now.

Card Details

Card Issuer Credit card issuer	Bank of Scotland
Merchant Network The Card network the card belongs to	MasterCard
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	No minimum income is required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	0.0%
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	10 Months
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	3%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	£3
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	No Limit
Intro Balance Transfer Window Days The number of days from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins The point at which the introductory balance transfer period begins.	When the account is opened.

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	0.0%
Duration of Intro Purchase Rate Duration period for introductory purchase rate	10 Months

Standard Rates

APR Typical (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	15.9%
Purchase Rate Annual equivalent rate for purchases	15.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	15.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	27.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	There is no travel reward programme available.
Shopping Reward Program Shopping reward scheme available	No shopping reward program available.
Points Scheme Points reward scheme available	No points scheme available.
Other Incentives Additional card incentives available	No other incentives advised.
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 59 days interest free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	1%
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	There is no annual fee.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	3%
Min Balance Transfer Fee Minimum fee for transferring balance	£3
Max Balance Transfer Fee Maximum fee for transferring balance	No Limit
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 3.00% will be charged on the amount of any cash advance subject to a minimum of £3.00 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	If the cardholder makes transactions in a currency other than sterling, Bank of Scotland will change the amount of sterling at an exchange rate they use. They will charge 2.95% of the value of each foreign currency transaction.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order: Fees and charges Balance Transfers Purchases Cash Advances

Contactless cards payment limit raised to £15

Holders of Credit and Debit contactless payment cards in the UK can now spend up to a maximum of £15 in a single transaction without needing to... Read more...

The Best Payment Methods for a Skiing Holiday

Prepaid currency cards could be the perfect payment method for those planning a skiing holiday in the New Year. The prepaid cards have many... Read more...

More guides

The content and information on this website are intended as general information only and shall not be construed as financial advice or recommendations of any nature in accordance with the Financial Services and Markets Act 2000 nor is it intended to address specific financial requirements. Read more... We strongly recommend that you seek independent financial advice before using and/or relying on the information made available to you or prior to purchasing any financial product/service listed on the Website. Whilst every attempt has been made to ensure that the content and information published are true, correct and up to date, no warranty, guarantee or representation is given as to its accuracy, reliability or fitness for a specific purpose.

The Best Buy credit card comparison tables feature financial products/services of our advertisers and may not necessarily constitute the best offers in the market for each of such products/services.