Compare Credit Cards with CardSmart

Credit Cards		0% Purchases	0% Balance Transfers	APR Representative (Variable)	Interest Free Period
	Bank of Scotland All in One Card You need to be over 18. You are currently employed. You are a resident in the UK and can prove residential addresses for the past two years. You do not have any recent credit defaults (CCJs, current arrears or missed payments). You have a Bank or Building Society account. 3% balance transfer fee	12 months	12 months	17.9%	Up to 59 days interest free period.
** 17.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.9% p.a(variable). **
	Bank of Scotland Student Credit Card	No 0% Purchase Offer	No 0% Balance Transfer Offer	17.9%	Up to 59 days interest free period.
** 17.9% APR representative (variable). Based on a credit limit of 500 and purchase rate 17.9% p.a(variable). **
	Unite Credit Card	9 months	9 months	N/A	Up to 59 days interest free period.
** N/A APR representative (—). Based on a credit limit of — and — rate N/A p.a(—). **
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Credit Cards		0% Purchases	0% Balance Transfers	APR Representative (Variable)	Rewards
	Virgin Credit Card You are over 25 years of age. You have a Good Credit History. You are in full time employment. You are a permanent resident / citizen of the UK. You have a Bank or Building Society account.	3 months	20 months	16.8%	Great Discounts on Virgin Products
		** Instant Decision **
** 16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable). **
	Vanquis Credit Card Free Additional Cardholder No Annual Fee	No 0% Purchase Offer	No 0% Balance Transfer Offer	39.9%	You’ll start with an easy to manage credit limit between £250 and £500. You could get a Credit Limit increase on your 4th statement.
** 39.9% APR representative (variable). Based on a credit limit of 1000 and purchase rate 39.9% p.a(variable). **
	Aquacard	No 0% Purchase Offer	No 0% Balance Transfer Offer	35.9%	Low interest rate and no annual fee
** 35.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 35.9% p.a(variable). **
	Halifax All in One Master Card	13 months	13 months	17.9%	—
** 17.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.9% p.a(variable). **
	NatWest Platinum Card 0.0% for 20 months on Balance Transfers 0.0% for 6 months on Purchases	6 months	20 months	17.9%	Great discounts with NatWest travel service
		** Available exclusively to customers with a NatWest current account **
** 17.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.9% p.a(variable). **
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Bank of Scotland News

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Halifax All in One credit card 'could offer sales shopping benefits'

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Halifax All In One credit card offers 0% on balance transfers and purchases

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Partnership aims to cut cash machine crime

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