Compare Credit Cards with CardSmart

Home » Providers » ASDA » ASDA Credit Card

ASDA Credit Card

The ASDA Credit Card is promoted by ASDA, provided by MasterCard and has a representative APR of 16.8%. Compare all ASDA Credit Cards or apply for the ASDA Credit Card now.

Card Details

Card Issuer Credit card issuer	N/A
Merchant Network The Card network the card belongs to	MasterCard
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	There is no minimum income required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	N/A
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	12 Months
Balance Transfer Limit Maximum upper limit for balance transfers to card	Subject to Status
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	2.99%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	There is no fee
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	No Limit
Intro Balance Transfer Window Weeks The number of weeks from when the introductory balance window begins that you have to transfer your balance.	Balance transfers made within 6 weeks will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins The point at which the introductory balance transfer period begins.	when balance transferred

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	N/A
Duration of Intro Purchase Rate Duration period for introductory purchase rate	3 Months

Standard Rates

APR Representative (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	16.8%
Purchase Rate Annual equivalent rate for purchases	16.8%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	16.8%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	28.4%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	Travel reward programme is not available.
Shopping Reward Program Shopping reward scheme available	If cardholders pay by their Asda card on www.asda.com, delivery is free on orders over £99 (normally £3.99). 5% discount available at Asda Living stores when Reward Credit Card used to pay.
Points Scheme Points reward scheme available	Asda Reward Points: 4 points are earned for every £4 spent in the first three months of account opening and in the first December when the cardholder shops at Asda 2 points are earned for every £4 spent elsewhere during the first three months of account opening and every time the card is used to shop at Asda thereafter 1 point is earned for every £4 spent outside of AsdaEach point is worth 1p, a running total of points earned is printed on monthly card statement, every November points are then turned into money off vouchers to spend in any ASDA store. Earning points is limited to the first £10,000 spent on the card each year.
Other Incentives Additional card incentives available	N/A
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	Up to 56 days interes t free period.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	N/A
Min Payment Minimum monthly payment required if any balance is outstanding	£5
Annual Fee Annual fee for card	There is no annual fee.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	2.99%
Min Balance Transfer Fee Minimum fee for transferring balance	N/A
Max Balance Transfer Fee Maximum fee for transferring balance	N/A
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A handling fee of 3.00% will be charged on the amount of any cash advance subject to a minimum of £3.00 per transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	There is a fee of 2.75% for international transactions including withdrawals.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	If the cardholder does not pay the statement balance in full on the payment date, payments will be allocated in the following order:

Brits should 'not hold any security fears' over contactless payments

UK Cards Association claims the technology is fast, convenient and secure Read more...

Christmas with CardSmart: Our 3 Top Credit Cards for Christmas Spending

With Christmas fast approaching, many people are now buying gifts for their loved ones, or just stocking up the cupboards for the busy season... Read more...

More guides

The content and information on this website are intended as general information only and shall not be construed as financial advice or recommendations of any nature in accordance with the Financial Services and Markets Act 2000 nor is it intended to address specific financial requirements. Read more... We strongly recommend that you seek independent financial advice before using and/or relying on the information made available to you or prior to purchasing any financial product/service listed on the Website. Whilst every attempt has been made to ensure that the content and information published are true, correct and up to date, no warranty, guarantee or representation is given as to its accuracy, reliability or fitness for a specific purpose.

The Best Buy credit card comparison tables feature financial products/services of our advertisers and may not necessarily constitute the best offers in the market for each of such products/services.