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Alliance & Leicester Business Credit Card

The Alliance & Leicester Business Credit Card is promoted by Alliance and Leicester, provided by Visa and has a typical APR of 23.4%. Compare all Alliance and Leicester Credit Cards or apply for the Alliance & Leicester Business Credit Card now.

Card Details

Card Issuer Credit card issuer	MBNA Europe
Merchant Network The Card network the card belongs to	Visa
Card Type Type of credit card	Business
Card Limit Maximum upper balance limit for card spending	The maximum credit limit is subject to status.

Acceptance Criteria

Min Age Minimum age for applicants	18 Years
Min Income Minimum income required for applicants	There is no minimum income required.
Credit Rating Credit rating required for successful application of card	Prime

Introductory Balance Transfer Details

Intro Balance Transfer Rate Annual equivalent rate charged on balance transfers for the introductory period	0.0%
Duration of Intro Balance Transfer Rate Duration of balance transfer rate for introductory period	9 Months
Balance Transfer Limit Maximum upper limit for balance transfers to card	£50000
Intro Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred during the introductory period	0%
Intro Min Balance Transfer Fee Minimum fee for transferring a balance during the introductory period	£0
Intro Max Balance Transfer Fee Maximum fee for transferring a balance during the introductory period	£0

Introductory Purchase Rate Details

Intro Purchase Rate Annual equivalent rate on card purchases during the introductory period	0.0%
Duration of Intro Purchase Rate Duration period for introductory purchase rate	3 Months

Standard Rates

APR Typical (Variable) Annual Percentage Rate Typical (Variable) - this figure considers both the annual interest charged on purchases and any annual fees	23.4%
Purchase Rate Annual equivalent rate for purchases	15.9%
Balance Transfer Rate Rate charged on card palance as an annual equivalent percentage after any introductory period ends	15.9%
Cash Advance Rate Rate charged on cash advances as an annual equivalent percentage	27.9%

Benefits

Cash-Back Reward Cash-back reward for spending	Not applicable.
Air Miles Airmiles travel reward scheme available	No travel reward programme.
Shopping Reward Program Shopping reward scheme available	Hertz Car Hire - 15% discount and free Hertz #1 Club Gold Membership RAC - 30% discount on personal membership
Points Scheme Points reward scheme available	No points scheme available.
Other Incentives Additional card incentives available	Worldwide annual multi-trip travel insurance.
Charity Affiliation Affiliations to any charities for card spending	This is not a Charity Affiliation account.

Cashback Scheme Details

Introductory bonus on Cash-Back Cash-back bonus on introductory period.	Not applicable.
Max Spend that earns Cash-Back Where a cash back reward scheme is active, the maximum amout of spending permitted to earn cash back.	Not applicable.

Fees and Terms

Interest Free Period Number of days for interest free period	If balance is paid in full and on time, an interest free period of up to 57 days is available for purchases.
Min Payment Minimum monthly payment required as a percentage of that month's total bill	1%
Min Payment Minimum monthly payment required if any balance is outstanding	£25
Annual Fee Annual fee for card	An annual fee of £50.00 is payable.
Balance Transfer Fee Fee for transferring balance as a percentage of the amount transferred outside of any introductory period	0%
Min Balance Transfer Fee Minimum fee for transferring balance	£0
Max Balance Transfer Fee Maximum fee for transferring balance	£0
Cash Advance Charge Charges for a cash advance as a percentage of the cash advance amount	A fee of 3.00% (minimum £3.00) is charged for each cash advance transaction.
International Charges Charges for overseas transactions on card as a percentage of transaction	A charge of 2.99% is payable on each transaction made abroad.
Order of Repayments The order in which the various different types of credit are repayed when you pay over your monthly balance	We will use your payments to pay items at lower rates of interest on your statement before items at higher rates of interest. Also, we will use your payments to pay items showing on your statement before items not yet showing on your statement.

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