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3V Cash Prepaid Cards

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Prepaid Debit Cards	Purchase Fee	Monthly Service Fee	Load Fee - Retail Outlets	Transaction Fee
	3V Vouchers	Free - £3.50	Free (£1 per month once voucher is over a month past expiry date)	Free for £20, £30-100 - £2, £110-200 - £3.50	Free
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Prepaid Debit Cards

Purchase Fee

Monthly Service Fee

Load Fee - Retail Outlets

Transaction Fee

3V Vouchers

Free - £3.50

Free (£1 per month once voucher is over a month past expiry date)

Free for £20, £30-100 - £2, £110-200 - £3.50

Free

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Credit Cards		Purchases	Balance Transfers	APR Representative (Variable)	Rewards
	Classic Extra	n/a	n/a	34.9^%	Cashback
Representative Example: The annual purchase rate is 34.9% p.a (variable) so if you spend £1200 your representative apr will be 34.9% p.a (variable)
	Aquacard	n/a	n/a	32.9^%	No Rewards
Representative Example: The annual purchase rate is 32.9% p.a (variable) so if you spend £1200 your representative apr will be 32.9% p.a (variable)
	Capital One Classic Card No Annual Fee Ideal for building your credit rating You need to be over 18. You need to have some history of managing your credit even if you have had CCJs or defaults in the past. You are on the electoral roll.	n/a	n/a	34.9^%	No Rewards
Representative Example: The annual purchase rate is 34.9% p.a (variable) so if you spend £1200 your representative apr will be 34.9% p.a (variable)
	aqua Advance Card	n/a	n/a	34.9^%	No Rewards
Representative Example: The annual purchase rate is 34.9% p.a (variable) so if you spend £1200 your representative apr will be 34.9% p.a (variable)
	Vanquis Credit Card Free Additional Cardholder No Annual Fee	n/a	n/a	39.9^%	No Rewards
Representative Example: The annual purchase rate is 39.9% p.a (variable) so if you spend £1000 your representative apr will be 39.9% p.a (variable)
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3V Cash News

Quarter agree it is easier to access cash, study finds

A study has suggested 24 percent of people think it is easier to access cash
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Over three-quarters of over 50s now have a cash Isa

Saga survey also shows that older Brits are in favour of holding the entire £10,680 Isa limit in cash
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UK savers to deposit £33bn into cash Isas before end of tax year

Santander Savings reveals that Brits are set to scramble to add to their cash Isas before April 5th
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Credit card users urged to learn which transactions are treated as 'cash'

Gambling transactions and purchasing foreign currency can be treated as 'cash' transactions
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Cash ISA savers to invest £59bn this year, says Post Office

New study shows that 37 percent of Britons are planning to save an average of £3,210 into a cash ISA
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Halifax launches interest-free credit card

The bank claims that the majority of customers will qualify for an interest-free purchase period of 17 months. Read more...

New ways to pay in 2013: How mobile and contactless technologies are changing the way we pay

There are many new ways to pay for purchases with the technology you use every day. From mobile phone ewallets, to contactless cards and nearfield... Read more...

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