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Zero credit card 'offers 0% on balance transfers for 12 months'

Those looking to transfer their Christmas spending to a credit card with 0% on balance transfers may want to consider the Santander Zero credit card.

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26 January 2010

Zero credit card 'offers 0% on balance transfers for 12 months' ”

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The card offers 0% interest for 12 months from the date on which the account is opened when balances are transferred from other credit cards and store cards.

The card could also have advantages for those planning a trip abroad as there is 0% on foreign exchange when using the card.

This could save holidaymakers a significant sum when forking out for hotels, transport, meals and luxuries.

Those travelling abroad may also want to consider using the card to book the holiday as it offers 0% for three months on purchases from the date on which the account is opened.

The typical variable rate on the card is 18.9% APR variable, with no annual fee.

Prepaid currency cards can also be a good alternative for those planning a trip abroad.

These work in much the same way as a traditional debit or credit card except they must be preloaded before they can be used.

Written by Marcus Jenkins ©

Credit Cards	0% Balance Transfers	0% Purchases	APR Typical (Variable)
	Tesco ClubCard Credit Card
	9 months	13 months	16.9^%
	Virgin Credit Card
	14 months	3 months	16.6^%
	Barclaycard Platinum with BT
	16 months	3 months	16.9^%
	Egg Credit Card
	13 months	3 months	17.9^%
	Nationwide Gold Card
	15 months	3 months	16.9^%
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