New year advice recommends balance transfers
New advice has been offered on how best to survive the recession in the early part of 2009, with one tip being to consider transferring your credit card balance.. Read more...
Abbey: Shoppers plan a Christmas on credit
More than one in five (21 per cent) of Brits plan to put all their Christmas shopping on their credit card, according to a new piece of research by Abbey. Read more...
"Everyday credit card users" identified
A breed of consumers - known as "everyday credit card users" - has been identified by a piece of research done by Sainsbury\'s Bank. Read more...
Covering the cost of Christmas
More than a third (35 per cent) of consumers plan to use a credit card to pay for Christmas this year, according to a new study by Halifax. Read more...
Britain 'coping with the crunch'
Brits are adopting a frugal attitude towards dealing with the credit crunch this Christmas, a sector commentator has suggested. Read more...
Sainsbury's Finance: Pre-Christmas discounting boosts sales
A rise in the number of sales in the run-up to Christmas has resulted in a boost in consumer spending on credit cards, it has been suggested. Read more...
The internet a "fantastic place" for consumers
People seeking a great space to spend some cash on their credit card in the run-up to Christmas need look no further than the internet, it has been suggested. Read more...
Halifax: It's tipping it down this Christmas
People working in the service sector can breathe a sigh of relief as the credit crunch will not impact on the tips they receive this Christmas, according to a new study. Read more...
Crunch 'causes consumers to put plans on hold'
Consumers are putting key plans for 2009 on hold as a result of the ongoing credit crunch, according to new research. Read more...
No "insurmountable technical obstacles" to prevent 0% interest rates
It does not appear that it would be impossible for the base rate of interest to fall to zero per cent in the UK, it has been suggested. Read more...
Shoppers "holding off" Christmas shopping
Many consumers are delaying buying Christmas presents in the hope of picking up a bargain, it has been suggested. Read more...
Booze cruises popular around Christmas, says PKF
Booze cruises are increasingly popular with people looking to throw parties - and minimise the amount of VAT they pay - over the festive season, it has been suggested. Read more...
Economy needs big spenders, says Capital Economics
The current economic situation needs consumers to stop hoarding their cash and instead get them spending on their credit cards, it has been suggested. Read more...
Money no object for some this Christmas, survey suggests
While some people are making financial cutbacks over the festive season, others see Christmas as being immune to the ongoing effects of the credit crunch, a new survey has suggested. Read more...
Halifax: Brits cut costs with Christmas gift spending cap
Britons are aiming to cut the costs associated with Christmas by capping spending on presents, according to research by Halifax. Read more...
Financial stability 'people's top new year's resolution'
More than 20 million UK consumers plan to make new year\'s resolutions - and sorting out their finances, perhaps with the help of a credit card, has topped the list of promises for 2009, according to new research. Read more...
'No own-brand beans' despite the crunch
Even though more than 22 million people are heading to cheaper supermarkets with their credit cards in order to save money this year, the idea of own-brand baked beans and ketchup is too much for some consumers. Read more...
Sainsbury's Bank: Men set to hit the shops on Christmas Eve
Male consumers are more likely to wait until Christmas Eve before taking their credit cards down to the shops to pick up their gifts for loved ones, according to new research by Sainsbury\'s bank. Read more...
Nationwide predicts Bank rate cut
The Bank of England\'s monetary policy committee (MPC) will reduce the base rate of interest to 0.5 per cent, according to Nationwide. Read more...
Credit card fraud at record high
Fraud involving UK credit cards is at a record high, according to new figures from the UK industry peak body. Far from solving the problem, the chip and PIN system introduced in recent years appears to have made it worse. Read more...
Base rate cut 'could benefit credit card customers'
The Bank of England's monetary policy committee (MPC) has taken the decision to reduce the base rate of interest by 0.5 percentage points to 1.5 per cent. Read more...
Everyone is shopping online this Christmas
More than half of Christmas shoppers plan to buy their gifts online this year rather than brave the high street, a survey shows. Read more...
Easier for children to use parents' credit cards online
Recent studies reveal that huge numbers of children are using their parents' credit cards to purchase things online without their parents' knowledge. Read more...
Consumers 'talking more about money'
Whether it is how much they spent on their credit cards over Christmas or the size of their rainy day fund, consumers are talking more about money, according to a new study. Read more...
Full credit card balance payments 'likely to increase'
The ongoing global credit crunch is likely to result in more people paying off their credit card balances in full, it has been suggested by an expert. Read more...
Fewer 0% credit cards
It’s happening. Just as 100% mortgage deals vanished last year when the credit crisis really got going, the credit card equivalent - 0% interest deals - is now starting to disappear. Read more...
Credit card companies need to pass on base rate cuts to customers
Mortgage providers are taking a lot of flak for not acting quickly in response to base rate interest cuts to pass savings on to cash strapped home owners. Credit cards are now also under fire for similar failings. Read more...
Gender and age affect credit card spending
Stereotypes abound regarding gender and spending. Women spend more on shoes, men splash out on on beer while the elderly prefer tea and crumpets, but is there any truth in the clichés? Read more...
Record numbers turn to credit cards
More people are borrowing money on their credit cards than ever before according to new reports by the Bank of England. Read more...
Fees, the new battle ground for credit cards?
Approximately one third of all UK credit card borrowers are not managing to pay off their full credit card balances each month, according to new studies. Read more...
Credit cards to fund Christmas spending
A recent survey by Norwich and Peterborough (N&P) Building Society showed almost one quarter of all consumers who haven’t saved for the festive season will turn to their credit cards to meet the cost of Christmas. Read more...
Students good with credit cards
Students are notoriously good at getting into a debt and why wouldn’t they be? Read more...
Splitting up could impact on credit card customers' pockets
Credit card customers may well rely on their partners for more than just love and affection, it has been suggested. Read more...
Barclaycard: Christmas shoppers spent until the last minute
Many Christmas shoppers left things until the very last minute when buying presents using their credit and debit cards in 2008, new research suggests. Read more...
Report: Brits still dig deep for charities
It seems as though Christmas 2008 remained to be a time to think of others for Britons, with many consumers spending more on other people than they have in previous years, according to a new study. Read more...
Cheques are checking out, says Equifax
Consumers are likely to make use of cheques on fewer transactions in the future, a sector expert has suggested. Read more...
"Mixed bag" in consumer spending over Christmas
The festive period proved to be something of a "mixed bag" in terms of consumer spending, according to new figures. Read more...
Customers Demanding Simplicity Online
Credit card customers are among the British consumers who no longer base their decision on whether to buy something or not on price and convenience, it has been suggested. Read more...
Keep an eye on credit cards, customers urged
Consumers should keep a close eye on their bags when out shopping to ensure their wallets, purses, credit cards - and even bags themselves - do not go astray, they have been warned. Read more...
"Significant drops" in Home Counties house prices
The south of England and especially the Home Counties is currently experiencing "significant drops" in property prices, an expert has explained. Read more...
Sainsbury's: Consumers plan spring breaks
Almost 13 million people plan to head off to sunnier climes before the end of February, according to a new study. Read more...
Top shops 'give super service'
Waitrose is the shop customers are most likely to head to in order to splash some cash or make some purchases on their credit cards, according to the results of a new survey. Read more...
Further interest rate cuts predicted
Some credit card borrowers may be able to take a positive out of the recession, if one leading economist\'s predictions turn out to be correct. Read more...
'Good time' to reduce credit card balances
The current low savings rates make it an ideal time to clear credit card balances, it has been claimed. Read more...
Interest rate cuts 'could benefit credit card customers'
A further reduction in UK interest rates is expected by an industry expert - a decision which may benefit credit card customers. Read more...
'Pay as much as you can' on credit cards
Credit card customers should aim to pay off as much of their bill as they can when they have the opportunity to do so, it has been suggested. Read more...
'Keep track' of credit card purchases
Maintaining a record of credit card purchases is an effective way of keeping finances in order, it has been suggested. Read more...
Credit cards 'being used daily'
Consumers are increasingly using their credit cards to pay for day-to-day living costs, new research indicates. Read more...
Women over 50 'looking for a financially stable man'
A man with a healthy credit card balance may be more attractive to women over the age of 50, a new study suggests. Read more...
A good credit score 'can lead to a great card deal'
New advice has been issued for those looking to boost their profile ahead of a credit card application. Read more...
Young lenders 'need to keep repayments consistent'
Young consumers need to get into the habit of regularly repaying their credit card balances, it has been advised. Read more...
The right credit card 'could be lucrative'
Choosing the right credit card could be lucrative, it has been suggested. Read more...
Equifax: New film reflects real female shopping habits
A new film that follows a woman as she goes through a financial crisis from over-shopping is in fact a reality, a credit information provider has stated. Read more...
Little change in credit card habits
Payments association Apacs has found only a nominal change in credit card spending in 2008. Read more...
Store credit card lending still strong
New statistics have shown store credit card lending is on the rise despite the difficult economic climate. Read more...
Credit card movie 'hits close to home'
A newly-released film about a clothes addict who racks up debt on her credit cards hits home with viewers who may have used this method of payment, according to one critic. Read more...
Children turning into 'money managers'
Youngsters in the UK are much better at handling financial concerns than their parents were at the same age, according to experts. Read more...
Consumer confidence up in February
Credit cards could be back in use on the high street as new figures show UK consumer confidence has risen this month. Read more...
Survey warns credit card users must 'pay attention'
Consumers who don\'t keep up to date with credit card developments could be setting themselves up for serious financial difficulties, experts have suggested. Read more...
Plastic cards credited with gizmo boom
Credits cards are inspiring an exciting new range of wacky gadgets, a blogger claims. Read more...
More providers offering 0% balance transfer offers
Credit card users looking to chase the best deals now have a bigger choice of 0% balance transfer offers, a survey has found. Read more...
Designers inspired by plastic card future
Visions of a cash-less future are inspiring young designers to create accessories aimed solely at debit and credit card carrying. Read more...
Pensioners turn to credit cards
More and more OAPs are buying on credit cards to protect their purchases, a survey has found. Read more...
OCR offers credit card lessons
A leading examinations body has launched a new module in its business qualification aimed at giving students a better idea of how to manage credit cards and other personal finance issues. Read more...
Credit card holders 'doing better' on repayments
New figures from America suggest credit card users are getting prompter with their repayments. Read more...
Brits urged to transfer credit debt
Consumers in Britain are being urged to switch their balances to providers offering a lower rate of interest. Read more...
Church collection reflects card trend
Churches are being forced to catch up with spending trends and make sure their weekly collection facilitates debit and credit card payments. Read more...
Mobile phones the 'future' of credit card management
A newspaper has predicted that more and more credit cardholders will turn to mobile phones to manage their accounts. Read more...
Youngsters keep track of money matters
Children could be growing into a generation of savvy credit card users, according to new figures from Natwest. Read more...
Credit card lending shows slight rise
Net credit card lending increased last month, according to new figures published this week by the Bank of England. Read more...
OFT to investigate fairness of credit card market
The credit card market is to come under scrutiny from the Office of Fair Trading (OFT) as part of a new investigation to ensure customers are being treated fairly in the economic downturn. Read more...
'Confusion' over student loan and credit card borrowing
Too many young people equate student loans with credit card-style borrowing, an economic expert has warned. Read more...
Card popularity rising among students
More and more students are finding it useful to have a credit card at university, a study has found. Read more...
Credit cards cutback as lenders discourage bad practice
A growing number of credit cards are being taken off the market as lenders seek to improve their practices and encourage better habits among customers. Read more...
'More competition' needed in credit card market
The European Central Bank (ECB) has claimed there needs to be greater competition within the credit card market to help improve options for consumers. Read more...
Card association disputes report findings
The UK Cards Association has contested allegations in a recent Which? Money report suggesting that credit card companies are exploiting consumers. Read more...
Credit card execs meet Obama
Credit card issuer executives and US President Barack Obama met to discuss legislation to help credit card holders today. Read more...
Credit card lending 'at a high'
Credit card lending increased this month by £0.1 billion, according to statistics released today. Read more...
Apacs: Credit card spending sees slight increase
Credit card spending increased very slightly last year, while debit card and electronic payments continued to rise, according to statistics released today. Read more...
'Women are still buying clothes despite recession'
The current economic climate will not put women off clothes shopping, the fashion director of Cosmopolitan said today. Read more...
Over one in four Brits have increased borrowing since recession
A total of 26% of Brits have borrowed more money since the beginning of the recession, according to a recent study. Read more...
Increase in credit card lending in March
Credit card lending increased by £0.3 billion in March, according to new statistics released today by the Bank of England. Read more...
Consumer spending 'boosted in April'
April was a good month for consumer spending, according to the head of media campaigns at the British Retail Consortium. Read more...
Pupils to be taught personal finance through games
Games such as \'Stock Market Challenge\' are being run in schools to teach students about personal finance. Read more...
Credit and debit card spending reaches £94.2bn
Spending on debit and credit cards increased by 5.4% from this time last year, according to statistics released by UK payments association Apacs. Read more...
Credit cards 'offer many advantages'
Credit cards should be used for many reasons, according to advice from financial advisors Equifax. Read more...
Payment system using mobile phones trialled
Technology is being trialled in the United States that will enable people to make purchases with their mobile phones. Read more...
Contactless credit card technology becoming 'more familiar to the young'
The younger generation is becoming more attuned to new credit card technology such as contactless cards, a leading figure at Apacs has said. Read more...
Payment by credit card 'will be possible by mobile phone'
Credit card payments will be able to be made on the go with new technology launched by Inuit. Read more...
Bank of England: Credit card lending increased in April
Credit card lending increased by £0.3 billion in April, according to Bank of England statistics released today. Read more...
Credit card advice covered in new personal finance book
A new book has been released that offers advice such as whether switching credit cards every six months really pays off. Read more...
Credit card deals 'can be found on the market'
Competitive credit card deals can currently be found on the market, according to a personal finance information provider. Read more...
Credit card rates 'are not justified and should be challenged'
Increased credit card rates are not justified, according to a senior researcher at the largest consumer body in the UK. Read more...
Online shopping 'has helped small businesses combat the recession'
According to a new study by PayPal, which allows businesses to accept payments from debit and credit cards, 60% of small UK companies have not been affected by the economic downturn. Read more...
Barclaycard highlights potential of internet sales
A leading credit card issuer has recommended retailers turn to online sales in order to boost business during the recession. Read more...
Credit card industry in US 'will remain lucrative following new regulations'
The US credit card industry will continue to be lucrative once new guidelines are put in place, it has been reported. Read more...
UK payment system 'to be reviewed'
The Payments Council has announced its intention to review the cheque guarantee scheme as it believes the system is in terminal decline. Read more...
Credit card lending rose in May, says Bank of England
Credit card lending increased by £0.2 billion in May, according to new statistics from the Bank of England. Read more...
Government to reveal white paper on credit cards
Lenders will no longer be able to send out unsolicited credit card cheques, it has been reported. Read more...
One in ten 'could not manage without credit card'
One in ten consumers would be unable to manage their finances without their credit cards, according to new research from Tescocompare.com. Read more...
Half of Brits 'have not changed current account in a decade'
According to new research from credit card provider Santander, half of Brits have not switched current accounts for over ten years. Read more...
Consumer Advocate 'could benefit credit card holders'
Credit card holders could benefit from the government\'s decision to appoint a Consumer Advocate. Read more...
Banning of credit card cheques 'welcomed'
The banning of credit card cheques has been welcomed by MoneyNet.co.uk, although the personal finance adviser has said it is "disappointing" that action was not taken sooner. Read more...
Credit card advice from the government and Bank of England 'is at odds'
The government and the Bank of England are at odds over credit card lending, according to MoneyExpert.com. Read more...
Measures to improve payment protection insurance competition planned
The Competition Commission has revealed a plan to introduce measures to increase competition to businesses offering payment protection insurance (PPI). Read more...
Global market stabilising, says American Express
Credit card company American Express has suggested there are growing signs that the world economy is beginning to stabilise following months of gloom. Read more...
Credit card advice report published
A study which includes advice on helping credit card users is being issued to banks, the government and the Treasury select committee. Read more...
Educating the public about managing finances is 'a good idea'
Government plans to educate the public on managing finances, which could include advice about credit cards, are a good idea according to the Institute for Public Policy Research (IPPR). Read more...
Mobile payments 'will revolutionise the way we pay'
It is only a matter of time before mobile payments revolutionise the way we pay, according to the council. Read more...
Government banking reform proposals were 'as expected'
The government\'s proposals for the reform of the British banking system were as expected, according to the Institute for Public Policy Research (IPPR). Read more...
Credit card users 'to benefit from government initiatives'
Credit card holders are set to benefit from new government measures to promote responsible borrowing and lending, it has been reported. Read more...
Credit card insurance regulation 'welcomed'
The new plans by the Competition Commission to regulate the selling of payment protection insurance (PPI) have been welcomed by a financial comparison website. Read more...
Credit card holders 'give a record amount to charity'
Credit card users gave more to charity than ever before last year, according to new statistics. Read more...
New directive 'could benefit credit card holders'
Credit card users could benefit from a new government directive, it has been suggested. Read more...
Credit card lending increased in June
Credit card lending increased by a net £0.2 billion in June, according to new statistics released today. Read more...
'The weather affects people's spending habits'
After the state of the economy and how people feel about their finances, the factor that affects people\'s spending habits the most is the weather, it has been suggested. Read more...
British spending habits 'are affected by the weather' says the Co-operative Bank
Weather has a definite effect on the spending habits of Brits, according to research from credit card provider the Co-operative Bank. Read more...
Increasing numbers of shoppers 'are choosing to use debit and credit cards to shop online'
The online retail sector is continuing to grow and increasing numbers of people are choosing to shop online using their debit or credit cards, rather than going out on to the high street, it has been revealed. Read more...
14% of consumers 'put large purchases on store or credit card, survey reveals
When making large purchases, a total of 14% of people put it on their credit card or store card and worry about it later, according to a new survey released by Norwich and Peterborough Building Society (N&P). Read more...
'Retired people have over £7,000 in credit card and personal loan payments'
The average retiree has outstanding credit card and personal loan debt of £7,344, a new study has shown. Read more...
Credit card lending increased in July, says Bank of England
Credit card lending increased by a net of £0.1 billion in July, according to statistics released by the Bank of England. Read more...
Personal loan and mortgage debt falls
Personal loans and mortgage debt is falling as a result of the credit crunch, according to new figures. Read more...
Balance transfer credit cards still available
Balance transfer credit cards are still available despite the credit crunch, research has shown. Read more...
Average US credit card rate 'currently 12.17%'
The average rate on new credit card deals in the US is currently 12.17%, it has been reported. Read more...
Scottish Widows: Know borrowing costs before taking out credit card
People should make sure they know the true cost of borrowing before they take out a credit card, according to advice from Scottish Widows. Read more...
Students 'can be tempted to put luxury goods on credit cards'
Students are often tempted to put luxury goods on their credit card, according to HSBC. Read more...
Consumers 'are spending money on paying off credit cards and not in the high street'
Prices at the shops are decreasing because people are spending their money on things like overpaying their mortgages or paying down their credit cards, it has been suggested. Read more...
Credit card statements 'could be delivered late'
Credit card statements could be delivered late due to postal strikes, according to reports. Read more...
Consumers 'spent less on their credit cards in the second quarter'
Credit card spending fell between April and June this year, it has been reported. Read more...
Credit card spending decrease 'could be due to reduced mortgage payments and unemployment fears'
Credit card holders are starting to put less money on their cards, it has been reported. Read more...
Credit card holders 'could pay minimum direct debit to avoid late payment bills during postal strike'
Credit card holders have been warned they could face a cumulative late payment bill of £150 million due to the postal strike, it has been reported. Read more...
Postal strikes could lead to many businesses hearing 'the cheque is in the post' excuse'
The postal strikes are likely to mean businesses will hear a lot of the old excuse for late payment \'the cheque\'s in the post\' it has been suggested. Read more...
'Credit card holders are paying off sums with mortgage repayment savings'
Large numbers of homeowners are using their mortgage repayment savings to pay off money on their credit cards, it has been suggested. Read more...
Spending habits this Christmas 'will be affected by employment rates across the UK'
The unemployment rate in different regions across the UK is likely to affect spending trends this Christmas, according to the director of a retail data company. Read more...
Credit card advice company launches investment magazine
A credit card advice firm has launched a new investment magazine. Read more...
Luxury spending attitudes 'have changed'
Credit card users and other consumers have changed their attitudes towards spending on luxuries, it has been suggested. Read more...
Cheque guarantee scheme to close in 2011
The cheque guarantee scheme is to close on June 30th 2011, meaning that alternative payment methods will have to be found such as debit or credit cards, it has been reported. Read more...
Energy bills can be difficult to understand, says credit card online survey association
A Which? survey revealed a quarter of those polled said they struggle to understand how much they owe their energy suppliers. Read more...
Potential credit card users 'should be able to explore the market'
Consumers should be able to look at available credit card rates without having to make a full application, it has been suggested. Read more...
New regulation initiatives 'could drive consumer credit providers out of the market'
Consumer credit providers - which include credit card providers - could be driven out of the market due to new regulation drives, it has been suggested. Read more...
'Credit card lending increased in August'
Credit card lending to individuals increased by a net of £0.2 billion last month, it has been reported. Read more...
'£8,000 credit card debt cancelled in landmark court case'
A credit card holder has been told by a county court she will not have to pay an £8,000 debt on her card because of the way in which she had been sold payment protection insurance (PPI), it has been reported. Read more...
PPI verdict 'could open up more compensation cases for personal loan and credit card holders'
Last week\'s case when a credit card holder had her debts written off by a country court which deemed she was mis-sold Payment Protection Insurance (PPI) could open up more people being able to get compensation for this kind of abuse, according to a national money charity. Read more...
1 in 3 students who borrow money to fund studies 'have a credit card'
Over a third of students who borrow money to fund their time at university have a credit card, according to new research. Read more...
Credit card limits 'could be reduced before Christmas'
Lenders are expected to reduce limits for credit card holders as Christmas approaches, it has been reported. Read more...
Children 'should be taught at school how a credit card works'
A scheme to teach children how credit cards work and about other personal finance matters should be launched in the UK, according to a charity that helps schools to teach children about financial issues. Read more...
Credit card companies 'should show leniency over late payment fines during postal strike'
A postal expert at customer watchdog Consumer Focus has suggested credit card companies should show flexibility over late payment charges, following news a national postal strike could hit the country in the coming weeks. Read more...
Popularity of credit cards increased by 58% in China
The number of credit cards issued in China in 2008 grew by around 58%, according to a new report. Read more...
Credit card industry changes to be proposed by government
A list of proposed changes to the way credit cards work is to be announced today by the Department for Business, Innovation and Skills. Read more...
Britain's credit card love affair 'has not reached its end'
Britain\'s "love affair with the credit card" has not ended, according to a national money education charity. Read more...
Credit card quotation searches 'should be available across the board'
Those shopping around for a credit card should have access to quotation searches, it has been suggested by a company dedicated to helping people reconsider the way they think about money. Read more...
Potential credit card users who shop around 'are being penalised'
Credit card users are being penalised for shopping around, according to a financial website. Read more...
FairFX: Currency rates for year end likely to be set this week
FairFX commented today on the current state of global currencies, stating that the recent improvement in the value of the US dollar has kept the pressure on the euro and sterling. Read more...
Credit card holders interest rates 'should not be increased without warning'
More needs to be done make sure credit card holders are getting good deals from their providers, an MP has said, according to a report. Read more...
Credit card rates 'could rise'
Credit card rates could increase, according to a new study by PriceWaterhouseCoopers. Read more...
'Credit card hoppers could see interest payments rise'
If credit card companies introduce fixed fees and higher APRs, people who are currently credit hopping from one 0% interest deal to another could suddenly be faced with interest payments, it has been suggested. Read more...
Department for Business: Credit card customers will be put back in the driving seat
The government is determined to put customers "back in the driving seat" in the credit card market, it has stated. Read more...
Low interest rates 'have helped put credit card spending above saving'
Credit card spending has been chosen over saving in the past due in part to low interest rates, it has been suggested. Read more...
Which?: Cheques should not be abolished
Cheques should not be abolished because they are still relied on by many people, Britain\'s largest consumer watchdog has stated. Read more...
Changes to Ryanair's Credit Card policy
Ryanair is to make changes to their booking policy, concerning the how administration charges are applied to bookings. Read more...
Britons 'still set to spend this Christmas'
The recession that has gripped the country over the past year will not have a significant impact on the amount people spend on their Christmas shopping, new research has suggested. Read more...
Sainsbury's Finance: Debit and credit card ATM withdrawals record expected
Debit and credit cards are being used to take out what is likely to be the largest monthly amount of cash in at least six years, according to credit card provider Sainsbury\'s Finance. Read more...
97% those in south east 'have debit or credit card'
As many as 97% of those living in the south east have a debit or credit card - the highest proportion in the UK. Read more...
Tesco Bank: 70% credit or debit card transactions in ATM machines by women
More than 70% of credit or debit card holders who use Tesco ATM machines to withdraw money are women, according to Tesco Bank. Read more...
Tesco Bank: Credit and debit card transactions at ATMs higher than 2008
Credit card provider Tesco Bank has revealed its hardest working ATM over the Christmas period is one in Wolverhampton, West Midlands. Read more...
Prepaid card provider: 2 in 5 will work over festive period
Prepaid currency card provider Post Office Travel Services has revealed two in five people in the UK are working at some point over the festive period. Read more...
Debit and credit card holders 'break e-retail records'
Debit and credit card holders can buy presents for their loved ones from all over the world thanks to the growth of online shopping, according to a company that specialises in social media measurement. Read more...
Credit card lessons in schools 'will help children in the future'
Personal finance lessons covering credit card use and other issues will help to give children a better grounding, it has been suggested. Read more...
Halifax, Santander and HSBC 'offer credit card deals to current account customers'
Several credit card deals are only available to those with current accounts at certain banks, as these financial institutions look to cater to their existing customers. Read more...
Credit card lending increased in November
Credit card lending in the UK increased by £0.2 billion in November last year, according to new figures from the Bank of England. Read more...
Celebrity 'entered Big Brother to pay off credit card debts'
A celebrity model has reportedly entered Celebrity Big Brother to pay off her credit card debts. Read more...
Credit card and other consumer borrowing in UK 'reached £4,708 per person in November'
The average consumer borrowing via credit cards, motor and retail finance deals, overdrafts and unsecured personal loans rose to £4,708 per average UK adult in November 2009, according to new statistics. Read more...
Credit cards used 'to cover housing cost'
More than a million householders have used their credit cards to pay their rent or mortgage over the course of the last year, new research has found. Read more...
Supermarket credit cards 'are favoured by consumers'
Customers prefer the credit cards offered by supermarkets and retailers to the credit cards from traditional banks, new research has shown. Read more...
Credit card holders 'will benefit from industry changes'
The UK Cards Association (UKCA) has suggested ways to help spenders regain control of their finances by reducing the pressure on credit card holders paying off debts. Read more...
Defaults on credit card repayments 'have fallen'
The number of customers defaulting on credit card repayments and loans fell in the last three months of 2009, contrary to predictions made by lenders, the Bank of England has announced. Read more...
Credit card association 'makes payment change proposals'
The credit card industry has put forward a set of proposals it claims are designed to protect vulnerable customers. Read more...
Credit card finance data 'show increased consumer confidence'
Credit card finance figures suggest consumer confidence is beginning to improve, according to a new study by the Finance and Leasing Association (FLA). Read more...
Credit card spending habits 'changed by recession'
Attitudes to credit card spending have changed due to the recession, according to new research. Read more...
'Reward credit card numbers increase'
The number of credit card providers offering points schemes is greater than ever before, it has been reported. Read more...
'10% of Brits used savings to pay credit card bill in 2009
A total of 10% of Brits raided their savings last year due to a higher than expected credit card bill, according to new research. Read more...
1 in 5 Brits use credit cards abroad
Credit cards were used as a payment method by a total of 20% of Brits travelling abroad last year, according to new research. Read more...
Consumer demand for credit is on the rise
For the first time since June 2009, new borrowing through loans, credit cards, and overdrafts has outstripped the amount being paid back by consumers in the UK. Read more...
Contactless cards payment limit raised to £15
Holders of Credit and Debit contactless payment cards in the UK can now spend up to a maximum of £15 in a single transaction without needing to present a PIN number of signature. Read more...



























































































































































































