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Trends and Analysis

Image for article: New year advice recommends balance transfers

New year advice recommends balance transfers

2 Jan 2009

New advice has been offered on how best to survive the recession in the early part of 2009, with one tip being to consider transferring your credit card balance.. Read more...

Image for article: Abbey: Shoppers plan a Christmas on credit

Abbey: Shoppers plan a Christmas on credit

11 Dec 2008

More than one in five (21 per cent) of Brits plan to put all their Christmas shopping on their credit card, according to a new piece of research by Abbey. Read more...


Image for article: "Everyday credit card users" identified

"Everyday credit card users" identified

27 Oct 2008

A breed of consumers - known as "everyday credit card users" - has been identified by a piece of research done by Sainsbury\'s Bank. Read more...


Image for article: Covering the cost of Christmas

Covering the cost of Christmas

15 Dec 2008

More than a third (35 per cent) of consumers plan to use a credit card to pay for Christmas this year, according to a new study by Halifax. Read more...


Image for article: Britain 'coping with the crunch'

Britain 'coping with the crunch'

16 Dec 2008

Brits are adopting a frugal attitude towards dealing with the credit crunch this Christmas, a sector commentator has suggested. Read more...


Image for article: Sainsbury's Finance: Pre-Christmas discounting boosts sales

Sainsbury's Finance: Pre-Christmas discounting boosts sales

16 Dec 2008

A rise in the number of sales in the run-up to Christmas has resulted in a boost in consumer spending on credit cards, it has been suggested. Read more...


Image for article: The internet a

The internet a "fantastic place" for consumers

16 Dec 2008

People seeking a great space to spend some cash on their credit card in the run-up to Christmas need look no further than the internet, it has been suggested. Read more...


Image for article: Halifax: It's tipping it down this Christmas

Halifax: It's tipping it down this Christmas

17 Dec 2008

People working in the service sector can breathe a sigh of relief as the credit crunch will not impact on the tips they receive this Christmas, according to a new study. Read more...


Image for article: Crunch 'causes consumers to put plans on hold'

Crunch 'causes consumers to put plans on hold'

17 Dec 2008

Consumers are putting key plans for 2009 on hold as a result of the ongoing credit crunch, according to new research. Read more...


Image for article: No

No "insurmountable technical obstacles" to prevent 0% interest rates

18 Dec 2008

It does not appear that it would be impossible for the base rate of interest to fall to zero per cent in the UK, it has been suggested. Read more...


Image for article: Shoppers

Shoppers "holding off" Christmas shopping

19 Dec 2008

Many consumers are delaying buying Christmas presents in the hope of picking up a bargain, it has been suggested. Read more...


Image for article: Booze cruises popular around Christmas, says PKF

Booze cruises popular around Christmas, says PKF

19 Dec 2008

Booze cruises are increasingly popular with people looking to throw parties - and minimise the amount of VAT they pay - over the festive season, it has been suggested. Read more...


Image for article: Economy needs big spenders, says Capital Economics

Economy needs big spenders, says Capital Economics

22 Dec 2008

The current economic situation needs consumers to stop hoarding their cash and instead get them spending on their credit cards, it has been suggested. Read more...


Image for article: Money no object for some this Christmas, survey suggests

Money no object for some this Christmas, survey suggests

22 Dec 2008

While some people are making financial cutbacks over the festive season, others see Christmas as being immune to the ongoing effects of the credit crunch, a new survey has suggested. Read more...


Image for article: Halifax: Brits cut costs with Christmas gift spending cap

Halifax: Brits cut costs with Christmas gift spending cap

22 Dec 2008

Britons are aiming to cut the costs associated with Christmas by capping spending on presents, according to research by Halifax. Read more...


Image for article: Financial stability 'people's top new year's resolution'

Financial stability 'people's top new year's resolution'

23 Dec 2008

More than 20 million UK consumers plan to make new year\'s resolutions - and sorting out their finances, perhaps with the help of a credit card, has topped the list of promises for 2009, according to new research. Read more...


Image for article: 'No own-brand beans' despite the crunch

'No own-brand beans' despite the crunch

23 Dec 2008

Even though more than 22 million people are heading to cheaper supermarkets with their credit cards in order to save money this year, the idea of own-brand baked beans and ketchup is too much for some consumers. Read more...


Image for article: Sainsbury's Bank: Men set to hit the shops on Christmas Eve

Sainsbury's Bank: Men set to hit the shops on Christmas Eve

24 Dec 2008

Male consumers are more likely to wait until Christmas Eve before taking their credit cards down to the shops to pick up their gifts for loved ones, according to new research by Sainsbury\'s bank. Read more...


Image for article: Consumers

Consumers "migrating" from debit to credit cards

29 Dec 2008

Written by Charlotte Stevens Read more...


Image for article: New Year's Eve 'not the most important spend'

New Year's Eve 'not the most important spend'

30 Dec 2008

Written by David Jones Read more...


Image for article: Discounting 'increases consumer confidence'

Discounting 'increases consumer confidence'

6 Jan 2009

Written by Sam Dawson Read more...


Image for article: Nationwide predicts Bank rate cut

Nationwide predicts Bank rate cut

7 Jan 2009

The Bank of England\'s monetary policy committee (MPC) will reduce the base rate of interest to 0.5 per cent, according to Nationwide. Read more...


Image for article: Credit card fraud at record high

Credit card fraud at record high

7 Oct 2008

Fraud involving UK credit cards is at a record high, according to new figures from the UK industry peak body. Far from solving the problem, the chip and PIN system introduced in recent years appears to have made it worse. Read more...


Image for article: Base rate cut 'could benefit credit card customers'

Base rate cut 'could benefit credit card customers'

8 Jan 2009

The Bank of England's monetary policy committee (MPC) has taken the decision to reduce the base rate of interest by 0.5 percentage points to 1.5 per cent. Read more...


Image for article: Everyone is shopping online this Christmas

Everyone is shopping online this Christmas

12 Dec 2008

More than half of Christmas shoppers plan to buy their gifts online this year rather than brave the high street, a survey shows. Read more...


Image for article: Easier for children to use parents' credit cards online

Easier for children to use parents' credit cards online

12 Dec 2008

Recent studies reveal that huge numbers of children are using their parents' credit cards to purchase things online without their parents' knowledge. Read more...


Image for article: Consumers 'talking more about money'

Consumers 'talking more about money'

9 Jan 2009

Whether it is how much they spent on their credit cards over Christmas or the size of their rainy day fund, consumers are talking more about money, according to a new study. Read more...


Image for article: Full credit card balance payments 'likely to increase'

Full credit card balance payments 'likely to increase'

9 Jan 2009

The ongoing global credit crunch is likely to result in more people paying off their credit card balances in full, it has been suggested by an expert. Read more...


Image for article: Fewer 0% credit cards

Fewer 0% credit cards

12 Nov 2008

It’s happening. Just as 100% mortgage deals vanished last year when the credit crisis really got going, the credit card equivalent - 0% interest deals - is now starting to disappear. Read more...


Image for article: Credit card companies need to pass on base rate cuts to customers

Credit card companies need to pass on base rate cuts to customers

12 Nov 2008

Mortgage providers are taking a lot of flak for not acting quickly in response to base rate interest cuts to pass savings on to cash strapped home owners. Credit cards are now also under fire for similar failings. Read more...


Image for article: Gender and age affect credit card spending

Gender and age affect credit card spending

10 Nov 2008

Stereotypes abound regarding gender and spending. Women spend more on shoes, men splash out on on beer while the elderly prefer tea and crumpets, but is there any truth in the clichés? Read more...


Image for article: Record numbers turn to credit cards

Record numbers turn to credit cards

3 Nov 2008

More people are borrowing money on their credit cards than ever before according to new reports by the Bank of England. Read more...


Image for article: Fees, the new battle ground for credit cards?

Fees, the new battle ground for credit cards?

3 Nov 2008

Approximately one third of all UK credit card borrowers are not managing to pay off their full credit card balances each month, according to new studies. Read more...


Image for article: Credit cards to fund Christmas spending

Credit cards to fund Christmas spending

3 Nov 2008

A recent survey by Norwich and Peterborough (N&P) Building Society showed almost one quarter of all consumers who haven’t saved for the festive season will turn to their credit cards to meet the cost of Christmas. Read more...


Image for article: Students good with credit cards

Students good with credit cards

27 Oct 2008

Students are notoriously good at getting into a debt and why wouldn’t they be? Read more...


Image for article: Splitting up could impact on credit card customers' pockets

Splitting up could impact on credit card customers' pockets

14 Jan 2009

Credit card customers may well rely on their partners for more than just love and affection, it has been suggested. Read more...


Image for article: Barclaycard: Christmas shoppers spent until the last minute

Barclaycard: Christmas shoppers spent until the last minute

14 Jan 2009

Many Christmas shoppers left things until the very last minute when buying presents using their credit and debit cards in 2008, new research suggests. Read more...


Image for article: Report: Brits still dig deep for charities

Report: Brits still dig deep for charities

14 Jan 2009

It seems as though Christmas 2008 remained to be a time to think of others for Britons, with many consumers spending more on other people than they have in previous years, according to a new study. Read more...


Image for article: Cheques are checking out, says Equifax

Cheques are checking out, says Equifax

15 Jan 2009

Consumers are likely to make use of cheques on fewer transactions in the future, a sector expert has suggested. Read more...


Image for article:

"Mixed bag" in consumer spending over Christmas

16 Jan 2009

The festive period proved to be something of a "mixed bag" in terms of consumer spending, according to new figures. Read more...


Image for article: Customers Demanding Simplicity Online

Customers Demanding Simplicity Online

16 Jan 2009

Credit card customers are among the British consumers who no longer base their decision on whether to buy something or not on price and convenience, it has been suggested. Read more...


Image for article: Keep an eye on credit cards, customers urged

Keep an eye on credit cards, customers urged

19 Jan 2009

Consumers should keep a close eye on their bags when out shopping to ensure their wallets, purses, credit cards - and even bags themselves - do not go astray, they have been warned. Read more...


Image for article:

"Significant drops" in Home Counties house prices

19 Jan 2009

The south of England – and especially the Home Counties – is currently experiencing "significant drops" in property prices, an expert has explained. Read more...


Image for article: Sainsbury's: Consumers plan spring breaks

Sainsbury's: Consumers plan spring breaks

19 Jan 2009

Almost 13 million people plan to head off to sunnier climes before the end of February, according to a new study. Read more...


Image for article: Top shops 'give super service'

Top shops 'give super service'

29 Jan 2009

Waitrose is the shop customers are most likely to head to in order to splash some cash or make some purchases on their credit cards, according to the results of a new survey. Read more...


Image for article: Further interest rate cuts predicted

Further interest rate cuts predicted

29 Jan 2009

Some credit card borrowers may be able to take a positive out of the recession, if one leading economist\'s predictions turn out to be correct. Read more...


Image for article: 'Good time' to reduce credit card balances

'Good time' to reduce credit card balances

29 Jan 2009

The current low savings rates make it an ideal time to clear credit card balances, it has been claimed. Read more...


Image for article: Interest rate cuts 'could benefit credit card customers'

Interest rate cuts 'could benefit credit card customers'

2 Feb 2009

A further reduction in UK interest rates is expected by an industry expert - a decision which may benefit credit card customers. Read more...


Image for article: 'Pay as much as you can' on credit cards

'Pay as much as you can' on credit cards

3 Feb 2009

Credit card customers should aim to pay off as much of their bill as they can when they have the opportunity to do so, it has been suggested. Read more...


Image for article: 'Keep track' of credit card purchases

'Keep track' of credit card purchases

3 Feb 2009

Maintaining a record of credit card purchases is an effective way of keeping finances in order, it has been suggested. Read more...


Image for article: Credit cards 'being used daily'

Credit cards 'being used daily'

4 Feb 2009

Consumers are increasingly using their credit cards to pay for day-to-day living costs, new research indicates. Read more...


Image for article: Women over 50 'looking for a financially stable man'

Women over 50 'looking for a financially stable man'

12 Feb 2009

A man with a healthy credit card balance may be more attractive to women over the age of 50, a new study suggests. Read more...


Image for article: A good credit score 'can lead to a great card deal'

A good credit score 'can lead to a great card deal'

12 Feb 2009

New advice has been issued for those looking to boost their profile ahead of a credit card application. Read more...


Image for article: Young lenders 'need to keep repayments consistent'

Young lenders 'need to keep repayments consistent'

13 Feb 2009

Young consumers need to get into the habit of regularly repaying their credit card balances, it has been advised. Read more...


Image for article: The right credit card 'could be lucrative'

The right credit card 'could be lucrative'

18 Feb 2009

Choosing the right credit card could be lucrative, it has been suggested. Read more...


Image for article: Equifax: New film reflects real female shopping habits

Equifax: New film reflects real female shopping habits

20 Feb 2009

A new film that follows a woman as she goes through a financial crisis from over-shopping is in fact a reality, a credit information provider has stated. Read more...


Image for article: Little change in credit card habits

Little change in credit card habits

23 Feb 2009

Payments association Apacs has found only a nominal change in credit card spending in 2008. Read more...


Image for article: Store credit card lending still strong

Store credit card lending still strong

24 Feb 2009

New statistics have shown store credit card lending is on the rise despite the difficult economic climate. Read more...


Image for article: Credit card movie 'hits close to home'

Credit card movie 'hits close to home'

25 Feb 2009

A newly-released film about a clothes addict who racks up debt on her credit cards hits home with viewers who may have used this method of payment, according to one critic. Read more...


Image for article: Children turning into 'money managers'

Children turning into 'money managers'

27 Feb 2009

Youngsters in the UK are much better at handling financial concerns than their parents were at the same age, according to experts. Read more...


Image for article: Consumer confidence up in February

Consumer confidence up in February

27 Feb 2009

Credit cards could be back in use on the high street as new figures show UK consumer confidence has risen this month. Read more...


Image for article: Survey warns credit card users must 'pay attention'

Survey warns credit card users must 'pay attention'

2 Mar 2009

Consumers who don\'t keep up to date with credit card developments could be setting themselves up for serious financial difficulties, experts have suggested. Read more...


Image for article: Plastic cards credited with gizmo boom

Plastic cards credited with gizmo boom

2 Mar 2009

Credits cards are inspiring an exciting new range of wacky gadgets, a blogger claims. Read more...


Image for article: More providers offering 0% balance transfer offers

More providers offering 0% balance transfer offers

3 Mar 2009

Credit card users looking to chase the best deals now have a bigger choice of 0% balance transfer offers, a survey has found. Read more...


Image for article: Designers inspired by plastic card future

Designers inspired by plastic card future

5 Mar 2009

Visions of a cash-less future are inspiring young designers to create accessories aimed solely at debit and credit card carrying. Read more...


Image for article: Pensioners turn to credit cards

Pensioners turn to credit cards

5 Mar 2009

More and more OAPs are buying on credit cards to protect their purchases, a survey has found. Read more...


Image for article: OCR offers credit card lessons

OCR offers credit card lessons

9 Mar 2009

A leading examinations body has launched a new module in its business qualification aimed at giving students a better idea of how to manage credit cards and other personal finance issues. Read more...


Image for article: Credit card holders 'doing better' on repayments

Credit card holders 'doing better' on repayments

10 Mar 2009

New figures from America suggest credit card users are getting prompter with their repayments. Read more...


Image for article: Brits urged to transfer credit debt

Brits urged to transfer credit debt

13 Mar 2009

Consumers in Britain are being urged to switch their balances to providers offering a lower rate of interest. Read more...


Image for article: Church collection reflects card trend

Church collection reflects card trend

18 Mar 2009

Churches are being forced to catch up with spending trends and make sure their weekly collection facilitates debit and credit card payments. Read more...


Image for article: Mobile phones the 'future' of credit card management

Mobile phones the 'future' of credit card management

23 Mar 2009

A newspaper has predicted that more and more credit cardholders will turn to mobile phones to manage their accounts. Read more...


Image for article: Youngsters keep track of money matters

Youngsters keep track of money matters

31 Mar 2009

Children could be growing into a generation of savvy credit card users, according to new figures from Natwest. Read more...


Image for article: Credit card lending shows slight rise

Credit card lending shows slight rise

31 Mar 2009

Net credit card lending increased last month, according to new figures published this week by the Bank of England. Read more...


Image for article: OFT to investigate fairness of credit card market

OFT to investigate fairness of credit card market

8 Apr 2009

The credit card market is to come under scrutiny from the Office of Fair Trading (OFT) as part of a new investigation to ensure customers are being treated fairly in the economic downturn. Read more...


Image for article: 'Confusion' over student loan and credit card borrowing

'Confusion' over student loan and credit card borrowing

8 Apr 2009

Too many young people equate student loans with credit card-style borrowing, an economic expert has warned. Read more...


Image for article: Card popularity rising among students

Card popularity rising among students

14 Apr 2009

More and more students are finding it useful to have a credit card at university, a study has found. Read more...


Image for article: Credit cards cutback as lenders discourage bad practice

Credit cards cutback as lenders discourage bad practice

21 Apr 2009

A growing number of credit cards are being taken off the market as lenders seek to improve their practices and encourage better habits among customers. Read more...


Image for article: 'More competition' needed in credit card market

'More competition' needed in credit card market

22 Apr 2009

The European Central Bank (ECB) has claimed there needs to be greater competition within the credit card market to help improve options for consumers. Read more...


Image for article: Card association disputes report findings

Card association disputes report findings

23 Apr 2009

The UK Cards Association has contested allegations in a recent Which? Money report suggesting that credit card companies are exploiting consumers. Read more...


Image for article: Credit card execs meet Obama

Credit card execs meet Obama

24 Apr 2009

Credit card issuer executives and US President Barack Obama met to discuss legislation to help credit card holders today. Read more...


Image for article: Credit card lending 'at a high'

Credit card lending 'at a high'

27 Apr 2009

Credit card lending increased this month by £0.1 billion, according to statistics released today. Read more...


Image for article: Apacs: Credit card spending sees slight increase

Apacs: Credit card spending sees slight increase

28 Apr 2009

Credit card spending increased very slightly last year, while debit card and electronic payments continued to rise, according to statistics released today. Read more...


Image for article: 'Women are still buying clothes despite recession'

'Women are still buying clothes despite recession'

29 Apr 2009

The current economic climate will not put women off clothes shopping, the fashion director of Cosmopolitan said today. Read more...


Image for article: Over one in four Brits have increased borrowing since recession

Over one in four Brits have increased borrowing since recession

30 Apr 2009

A total of 26% of Brits have borrowed more money since the beginning of the recession, according to a recent study. Read more...


Image for article: Increase in credit card lending in March

Increase in credit card lending in March

1 May 2009

Credit card lending increased by £0.3 billion in March, according to new statistics released today by the Bank of England. Read more...


Image for article: Consumer spending 'boosted in April'

Consumer spending 'boosted in April'

7 May 2009

April was a good month for consumer spending, according to the head of media campaigns at the British Retail Consortium. Read more...


Image for article: Pupils to be taught personal finance through games

Pupils to be taught personal finance through games

8 May 2009

Games such as \'Stock Market Challenge\' are being run in schools to teach students about personal finance. Read more...


Image for article: Credit and debit card spending reaches £94.2bn

Credit and debit card spending reaches £94.2bn

15 May 2009

Spending on debit and credit cards increased by 5.4% from this time last year, according to statistics released by UK payments association Apacs. Read more...


Image for article: Credit cards 'offer many advantages'

Credit cards 'offer many advantages'

18 May 2009

Credit cards should be used for many reasons, according to advice from financial advisors Equifax. Read more...


Image for article: Payment system using mobile phones trialled

Payment system using mobile phones trialled

19 May 2009

Technology is being trialled in the United States that will enable people to make purchases with their mobile phones. Read more...


Image for article: Contactless credit card technology becoming 'more familiar to the young'

Contactless credit card technology becoming 'more familiar to the young'

19 May 2009

The younger generation is becoming more attuned to new credit card technology such as contactless cards, a leading figure at Apacs has said. Read more...


Image for article: Payment by credit card 'will be possible by mobile phone'

Payment by credit card 'will be possible by mobile phone'

26 May 2009

Credit card payments will be able to be made on the go with new technology launched by Inuit. Read more...


Image for article: Bank of England: Credit card lending increased in April

Bank of England: Credit card lending increased in April

3 Jun 2009

Credit card lending increased by £0.3 billion in April, according to Bank of England statistics released today. Read more...


Image for article: Credit card advice covered in new personal finance book

Credit card advice covered in new personal finance book

4 Jun 2009

A new book has been released that offers advice such as whether switching credit cards every six months really pays off. Read more...


Image for article: Credit card deals 'can be found on the market'

Credit card deals 'can be found on the market'

4 Jun 2009

Competitive credit card deals can currently be found on the market, according to a personal finance information provider. Read more...


Image for article: Credit card rates 'are not justified and should be challenged'

Credit card rates 'are not justified and should be challenged'

11 Jun 2009

Increased credit card rates are not justified, according to a senior researcher at the largest consumer body in the UK. Read more...


Image for article: Online shopping 'has helped small businesses combat the recession'

Online shopping 'has helped small businesses combat the recession'

18 Jun 2009

According to a new study by PayPal, which allows businesses to accept payments from debit and credit cards, 60% of small UK companies have not been affected by the economic downturn. Read more...


Image for article: Barclaycard highlights potential of internet sales

Barclaycard highlights potential of internet sales

26 Jun 2009

A leading credit card issuer has recommended retailers turn to online sales in order to boost business during the recession. Read more...


Image for article: Credit card industry in US 'will remain lucrative following new regulations'

Credit card industry in US 'will remain lucrative following new regulations'

29 Jun 2009

The US credit card industry will continue to be lucrative once new guidelines are put in place, it has been reported. Read more...


Image for article: UK payment system 'to be reviewed'

UK payment system 'to be reviewed'

30 Jun 2009

The Payments Council has announced its intention to review the cheque guarantee scheme as it believes the system is in terminal decline. Read more...


Image for article: Credit card lending rose in May, says Bank of England

Credit card lending rose in May, says Bank of England

30 Jun 2009

Credit card lending increased by £0.2 billion in May, according to new statistics from the Bank of England. Read more...


Image for article: Government to reveal white paper on credit cards

Government to reveal white paper on credit cards

30 Jun 2009

Lenders will no longer be able to send out unsolicited credit card cheques, it has been reported. Read more...


Image for article: One in ten 'could not manage without credit card'

One in ten 'could not manage without credit card'

30 Jun 2009

One in ten consumers would be unable to manage their finances without their credit cards, according to new research from Tescocompare.com. Read more...


Image for article: Half of Brits 'have not changed current account in a decade'

Half of Brits 'have not changed current account in a decade'

1 Jul 2009

According to new research from credit card provider Santander, half of Brits have not switched current accounts for over ten years. Read more...


Image for article: Consumer Advocate 'could benefit credit card holders'

Consumer Advocate 'could benefit credit card holders'

2 Jul 2009

Credit card holders could benefit from the government\'s decision to appoint a Consumer Advocate. Read more...


Image for article: Banning of credit card cheques 'welcomed'

Banning of credit card cheques 'welcomed'

2 Jul 2009

The banning of credit card cheques has been welcomed by MoneyNet.co.uk, although the personal finance adviser has said it is "disappointing" that action was not taken sooner. Read more...


Image for article: Credit card advice from the government and Bank of England 'is at odds'

Credit card advice from the government and Bank of England 'is at odds'

6 Jul 2009

The government and the Bank of England are at odds over credit card lending, according to MoneyExpert.com. Read more...


Image for article: Measures to improve payment protection insurance competition planned

Measures to improve payment protection insurance competition planned

8 Jul 2009

The Competition Commission has revealed a plan to introduce measures to increase competition to businesses offering payment protection insurance (PPI). Read more...


Image for article: Global market stabilising, says American Express

Global market stabilising, says American Express

9 Jul 2009

Credit card company American Express has suggested there are growing signs that the world economy is beginning to stabilise following months of gloom. Read more...


Image for article: Credit card advice report published

Credit card advice report published

9 Jul 2009

A study which includes advice on helping credit card users is being issued to banks, the government and the Treasury select committee. Read more...


Image for article: Educating the public about managing finances is 'a good idea'

Educating the public about managing finances is 'a good idea'

13 Jul 2009

Government plans to educate the public on managing finances, which could include advice about credit cards, are a good idea according to the Institute for Public Policy Research (IPPR). Read more...


Image for article: Mobile payments 'will revolutionise the way we pay'

Mobile payments 'will revolutionise the way we pay'

13 Jul 2009

It is only a matter of time before mobile payments revolutionise the way we pay, according to the council. Read more...


Image for article: Government banking reform proposals were 'as expected'

Government banking reform proposals were 'as expected'

14 Jul 2009

The government\'s proposals for the reform of the British banking system were as expected, according to the Institute for Public Policy Research (IPPR). Read more...


Image for article: Credit card users 'to benefit from government initiatives'

Credit card users 'to benefit from government initiatives'

23 Jul 2009

Credit card holders are set to benefit from new government measures to promote responsible borrowing and lending, it has been reported. Read more...


Image for article: Credit card insurance regulation 'welcomed'

Credit card insurance regulation 'welcomed'

24 Jul 2009

The new plans by the Competition Commission to regulate the selling of payment protection insurance (PPI) have been welcomed by a financial comparison website. Read more...


Image for article: Credit card holders 'give a record amount to charity'

Credit card holders 'give a record amount to charity'

27 Jul 2009

Credit card users gave more to charity than ever before last year, according to new statistics. Read more...


Image for article: New directive 'could benefit credit card holders'

New directive 'could benefit credit card holders'

27 Jul 2009

Credit card users could benefit from a new government directive, it has been suggested. Read more...


Image for article: Credit card lending increased in June

Credit card lending increased in June

30 Jul 2009

Credit card lending increased by a net £0.2 billion in June, according to new statistics released today. Read more...


Image for article: 'The weather affects people's spending habits'

'The weather affects people's spending habits'

5 Aug 2009

After the state of the economy and how people feel about their finances, the factor that affects people\'s spending habits the most is the weather, it has been suggested. Read more...


Image for article: British spending habits 'are affected by the weather' says the Co-operative Bank

British spending habits 'are affected by the weather' says the Co-operative Bank

21 Aug 2009

Weather has a definite effect on the spending habits of Brits, according to research from credit card provider the Co-operative Bank. Read more...


Image for article: Increasing numbers of shoppers 'are choosing to use debit and credit cards to shop online'

Increasing numbers of shoppers 'are choosing to use debit and credit cards to shop online'

24 Aug 2009

The online retail sector is continuing to grow and increasing numbers of people are choosing to shop online using their debit or credit cards, rather than going out on to the high street, it has been revealed. Read more...


Image for article: 14% of consumers 'put large purchases on store or credit card, survey reveals

14% of consumers 'put large purchases on store or credit card, survey reveals

25 Aug 2009

When making large purchases, a total of 14% of people put it on their credit card or store card and worry about it later, according to a new survey released by Norwich and Peterborough Building Society (N&P). Read more...


Image for article: 'Retired people have over £7,000 in credit card and personal loan payments'

'Retired people have over £7,000 in credit card and personal loan payments'

28 Aug 2009

The average retiree has outstanding credit card and personal loan debt of £7,344, a new study has shown. Read more...


Image for article: Credit card lending increased in July, says Bank of England

Credit card lending increased in July, says Bank of England

1 Sep 2009

Credit card lending increased by a net of £0.1 billion in July, according to statistics released by the Bank of England. Read more...


Image for article: Personal loan and mortgage debt falls

Personal loan and mortgage debt falls

2 Sep 2009

Personal loans and mortgage debt is falling as a result of the credit crunch, according to new figures. Read more...


Image for article: Balance transfer credit cards still available

Balance transfer credit cards still available

2 Sep 2009

Balance transfer credit cards are still available despite the credit crunch, research has shown. Read more...


Image for article: Average US credit card rate 'currently 12.17%'

Average US credit card rate 'currently 12.17%'

4 Sep 2009

The average rate on new credit card deals in the US is currently 12.17%, it has been reported. Read more...


Image for article: Scottish Widows: Know borrowing costs before taking out credit card

Scottish Widows: Know borrowing costs before taking out credit card

9 Sep 2009

People should make sure they know the true cost of borrowing before they take out a credit card, according to advice from Scottish Widows. Read more...


Image for article: Students 'can be tempted to put luxury goods on credit cards'

Students 'can be tempted to put luxury goods on credit cards'

12 Sep 2009

Students are often tempted to put luxury goods on their credit card, according to HSBC. Read more...


Image for article: Consumers 'are spending money on paying off credit cards and not in the high street'

Consumers 'are spending money on paying off credit cards and not in the high street'

14 Sep 2009

Prices at the shops are decreasing because people are spending their money on things like overpaying their mortgages or paying down their credit cards, it has been suggested. Read more...


Image for article: Credit card statements 'could be delivered late'

Credit card statements 'could be delivered late'

17 Sep 2009

Credit card statements could be delivered late due to postal strikes, according to reports. Read more...


Image for article: Consumers 'spent less on their credit cards in the second quarter'

Consumers 'spent less on their credit cards in the second quarter'

18 Sep 2009

Credit card spending fell between April and June this year, it has been reported. Read more...


Image for article: Credit card spending decrease 'could be due to reduced mortgage payments and unemployment fears'

Credit card spending decrease 'could be due to reduced mortgage payments and unemployment fears'

21 Sep 2009

Credit card holders are starting to put less money on their cards, it has been reported. Read more...


Image for article: Credit card holders 'could pay minimum direct debit to avoid late payment bills during postal strike'

Credit card holders 'could pay minimum direct debit to avoid late payment bills during postal strike'

21 Sep 2009

Credit card holders have been warned they could face a cumulative late payment bill of £150 million due to the postal strike, it has been reported. Read more...


Image for article: Postal strikes could lead to many businesses hearing 'the cheque is in the post' excuse'

Postal strikes could lead to many businesses hearing 'the cheque is in the post' excuse'

21 Sep 2009

The postal strikes are likely to mean businesses will hear a lot of the old excuse for late payment \'the cheque\'s in the post\' it has been suggested. Read more...


Image for article: 'Credit card holders are paying off sums with mortgage repayment savings'

'Credit card holders are paying off sums with mortgage repayment savings'

23 Sep 2009

Large numbers of homeowners are using their mortgage repayment savings to pay off money on their credit cards, it has been suggested. Read more...


Image for article: Spending habits this Christmas 'will be affected by employment rates across the UK'

Spending habits this Christmas 'will be affected by employment rates across the UK'

23 Sep 2009

The unemployment rate in different regions across the UK is likely to affect spending trends this Christmas, according to the director of a retail data company. Read more...


Image for article: Credit card advice company launches investment magazine

Credit card advice company launches investment magazine

25 Sep 2009

A credit card advice firm has launched a new investment magazine. Read more...


Image for article: Luxury spending attitudes 'have changed'

Luxury spending attitudes 'have changed'

25 Sep 2009

Credit card users and other consumers have changed their attitudes towards spending on luxuries, it has been suggested. Read more...


Image for article: Cheque guarantee scheme to close in 2011

Cheque guarantee scheme to close in 2011

28 Sep 2009

The cheque guarantee scheme is to close on June 30th 2011, meaning that alternative payment methods will have to be found such as debit or credit cards, it has been reported. Read more...


Image for article: Energy bills can be difficult to understand, says credit card online survey association

Energy bills can be difficult to understand, says credit card online survey association

29 Sep 2009

A Which? survey revealed a quarter of those polled said they struggle to understand how much they owe their energy suppliers. Read more...


Image for article: Potential credit card users 'should be able to explore the market'

Potential credit card users 'should be able to explore the market'

29 Sep 2009

Consumers should be able to look at available credit card rates without having to make a full application, it has been suggested. Read more...


Image for article: New regulation initiatives 'could drive consumer credit providers out of the market'

New regulation initiatives 'could drive consumer credit providers out of the market'

30 Sep 2009

Consumer credit providers - which include credit card providers - could be driven out of the market due to new regulation drives, it has been suggested. Read more...


Image for article: 'Credit card lending increased in August'

'Credit card lending increased in August'

30 Sep 2009

Credit card lending to individuals increased by a net of £0.2 billion last month, it has been reported. Read more...


Image for article: '£8,000 credit card debt cancelled in landmark court case'

'£8,000 credit card debt cancelled in landmark court case'

2 Oct 2009

A credit card holder has been told by a county court she will not have to pay an £8,000 debt on her card because of the way in which she had been sold payment protection insurance (PPI), it has been reported. Read more...


Image for article: PPI verdict 'could open up more compensation cases for personal loan and credit card holders'

PPI verdict 'could open up more compensation cases for personal loan and credit card holders'

5 Oct 2009

Last week\'s case when a credit card holder had her debts written off by a country court which deemed she was mis-sold Payment Protection Insurance (PPI) could open up more people being able to get compensation for this kind of abuse, according to a national money charity. Read more...


Image for article: 1 in 3 students who borrow money to fund studies 'have a credit card'

1 in 3 students who borrow money to fund studies 'have a credit card'

6 Oct 2009

Over a third of students who borrow money to fund their time at university have a credit card, according to new research. Read more...


Image for article: Credit card limits 'could be reduced before Christmas'

Credit card limits 'could be reduced before Christmas'

7 Oct 2009

Lenders are expected to reduce limits for credit card holders as Christmas approaches, it has been reported. Read more...


Image for article: Children 'should be taught at school how a credit card works'

Children 'should be taught at school how a credit card works'

9 Oct 2009

A scheme to teach children how credit cards work and about other personal finance matters should be launched in the UK, according to a charity that helps schools to teach children about financial issues. Read more...


Image for article: Credit card companies 'should show leniency over late payment fines during postal strike'

Credit card companies 'should show leniency over late payment fines during postal strike'

10 Oct 2009

A postal expert at customer watchdog Consumer Focus has suggested credit card companies should show flexibility over late payment charges, following news a national postal strike could hit the country in the coming weeks. Read more...


Image for article: Popularity of credit cards increased by 58% in China

Popularity of credit cards increased by 58% in China

13 Oct 2009

The number of credit cards issued in China in 2008 grew by around 58%, according to a new report. Read more...


Image for article: Credit card industry changes to be proposed by government

Credit card industry changes to be proposed by government

27 Oct 2009

A list of proposed changes to the way credit cards work is to be announced today by the Department for Business, Innovation and Skills. Read more...


Image for article: Britain's credit card love affair 'has not reached its end'

Britain's credit card love affair 'has not reached its end'

2 Nov 2009

Britain\'s "love affair with the credit card" has not ended, according to a national money education charity. Read more...


Image for article: Credit card quotation searches 'should be available across the board'

Credit card quotation searches 'should be available across the board'

2 Nov 2009

Those shopping around for a credit card should have access to quotation searches, it has been suggested by a company dedicated to helping people reconsider the way they think about money. Read more...


Image for article: Potential credit card users who shop around 'are being penalised'

Potential credit card users who shop around 'are being penalised'

2 Nov 2009

Credit card users are being penalised for shopping around, according to a financial website. Read more...


Image for article: FairFX: Currency rates for year end likely to be set this week

FairFX: Currency rates for year end likely to be set this week

3 Nov 2009

FairFX commented today on the current state of global currencies, stating that the recent improvement in the value of the US dollar has kept the pressure on the euro and sterling. Read more...


Image for article: Credit card holders interest rates 'should not be increased without warning'

Credit card holders interest rates 'should not be increased without warning'

9 Nov 2009

More needs to be done make sure credit card holders are getting good deals from their providers, an MP has said, according to a report. Read more...


Image for article: Credit card rates 'could rise'

Credit card rates 'could rise'

10 Nov 2009

Credit card rates could increase, according to a new study by PriceWaterhouseCoopers. Read more...


Image for article: 'Credit card hoppers could see interest payments rise'

'Credit card hoppers could see interest payments rise'

10 Nov 2009

If credit card companies introduce fixed fees and higher APRs, people who are currently credit hopping from one 0% interest deal to another could suddenly be faced with interest payments, it has been suggested. Read more...


Image for article: Department for Business: Credit card customers will be put back in the driving seat

Department for Business: Credit card customers will be put back in the driving seat

13 Nov 2009

The government is determined to put customers "back in the driving seat" in the credit card market, it has stated. Read more...


Image for article: Low interest rates 'have helped put credit card spending above saving'

Low interest rates 'have helped put credit card spending above saving'

13 Nov 2009

Credit card spending has been chosen over saving in the past due in part to low interest rates, it has been suggested. Read more...


Image for article: Which?: Cheques should not be abolished

Which?: Cheques should not be abolished

24 Nov 2009

Cheques should not be abolished because they are still relied on by many people, Britain\'s largest consumer watchdog has stated. Read more...


Image for article: Changes to Ryanair's Credit Card policy

Changes to Ryanair's Credit Card policy

1 Dec 2009

Ryanair is to make changes to their booking policy, concerning the how administration charges are applied to bookings. Read more...


Image for article: Britons 'still set to spend this Christmas'

Britons 'still set to spend this Christmas'

2 Dec 2009

The recession that has gripped the country over the past year will not have a significant impact on the amount people spend on their Christmas shopping, new research has suggested. Read more...


Image for article: Sainsbury's Finance: Debit and credit card ATM withdrawals record expected

Sainsbury's Finance: Debit and credit card ATM withdrawals record expected

21 Dec 2009

Debit and credit cards are being used to take out what is likely to be the largest monthly amount of cash in at least six years, according to credit card provider Sainsbury\'s Finance. Read more...


Image for article: 97% those in south east 'have debit or credit card'

97% those in south east 'have debit or credit card'

29 Dec 2009

As many as 97% of those living in the south east have a debit or credit card - the highest proportion in the UK. Read more...


Image for article: Tesco Bank: 70% credit or debit card transactions in ATM machines by women

Tesco Bank: 70% credit or debit card transactions in ATM machines by women

29 Dec 2009

More than 70% of credit or debit card holders who use Tesco ATM machines to withdraw money are women, according to Tesco Bank. Read more...


Image for article: Tesco Bank: Credit and debit card transactions at ATMs higher than 2008

Tesco Bank: Credit and debit card transactions at ATMs higher than 2008

29 Dec 2009

Credit card provider Tesco Bank has revealed its hardest working ATM over the Christmas period is one in Wolverhampton, West Midlands. Read more...


Image for article: Prepaid card provider: 2 in 5 will work over festive period

Prepaid card provider: 2 in 5 will work over festive period

29 Dec 2009

Prepaid currency card provider Post Office Travel Services has revealed two in five people in the UK are working at some point over the festive period. Read more...


Image for article: Debit and credit card holders 'break e-retail records'

Debit and credit card holders 'break e-retail records'

31 Dec 2009

Debit and credit card holders can buy presents for their loved ones from all over the world thanks to the growth of online shopping, according to a company that specialises in social media measurement. Read more...


Image for article: Credit card lessons in schools 'will help children in the future'

Credit card lessons in schools 'will help children in the future'

6 Jan 2010

Personal finance lessons covering credit card use and other issues will help to give children a better grounding, it has been suggested. Read more...


Image for article: Halifax, Santander and HSBC 'offer credit card deals to current account customers'

Halifax, Santander and HSBC 'offer credit card deals to current account customers'

6 Jan 2010

Several credit card deals are only available to those with current accounts at certain banks, as these financial institutions look to cater to their existing customers. Read more...


Image for article: Credit card lending increased in November

Credit card lending increased in November

6 Jan 2010

Credit card lending in the UK increased by £0.2 billion in November last year, according to new figures from the Bank of England. Read more...


Image for article: Celebrity 'entered Big Brother to pay off credit card debts'

Celebrity 'entered Big Brother to pay off credit card debts'

7 Jan 2010

A celebrity model has reportedly entered Celebrity Big Brother to pay off her credit card debts. Read more...


Image for article: Credit card and other consumer borrowing in UK 'reached £4,708 per person in November'

Credit card and other consumer borrowing in UK 'reached £4,708 per person in November'

7 Jan 2010

The average consumer borrowing via credit cards, motor and retail finance deals, overdrafts and unsecured personal loans rose to £4,708 per average UK adult in November 2009, according to new statistics. Read more...


Image for article: Credit cards used 'to cover housing cost'

Credit cards used 'to cover housing cost'

11 Jan 2010

More than a million householders have used their credit cards to pay their rent or mortgage over the course of the last year, new research has found. Read more...


Image for article: Supermarket credit cards 'are favoured by consumers'

Supermarket credit cards 'are favoured by consumers'

13 Jan 2010

Customers prefer the credit cards offered by supermarkets and retailers to the credit cards from traditional banks, new research has shown. Read more...


Image for article: Credit card holders 'will benefit from industry changes'

Credit card holders 'will benefit from industry changes'

19 Jan 2010

The UK Cards Association (UKCA) has suggested ways to help spenders regain control of their finances by reducing the pressure on credit card holders paying off debts. Read more...


Image for article: Defaults on credit card repayments 'have fallen'

Defaults on credit card repayments 'have fallen'

21 Jan 2010

The number of customers defaulting on credit card repayments and loans fell in the last three months of 2009, contrary to predictions made by lenders, the Bank of England has announced. Read more...


Image for article: Credit card association 'makes payment change proposals'

Credit card association 'makes payment change proposals'

25 Jan 2010

The credit card industry has put forward a set of proposals it claims are designed to protect vulnerable customers. Read more...


Image for article: Credit card finance data 'show increased consumer confidence'

Credit card finance data 'show increased consumer confidence'

26 Jan 2010

Credit card finance figures suggest consumer confidence is beginning to improve, according to a new study by the Finance and Leasing Association (FLA). Read more...


Image for article: Credit card spending habits 'changed by recession'

Credit card spending habits 'changed by recession'

26 Jan 2010

Attitudes to credit card spending have changed due to the recession, according to new research. Read more...


Image for article: 'Reward credit card numbers increase'

'Reward credit card numbers increase'

27 Jan 2010

The number of credit card providers offering points schemes is greater than ever before, it has been reported. Read more...


Image for article: '10% of Brits used savings to pay credit card bill in 2009

'10% of Brits used savings to pay credit card bill in 2009

27 Jan 2010

A total of 10% of Brits raided their savings last year due to a higher than expected credit card bill, according to new research. Read more...


Image for article: 1 in 5 Brits use credit cards abroad

1 in 5 Brits use credit cards abroad

28 Jan 2010

Credit cards were used as a payment method by a total of 20% of Brits travelling abroad last year, according to new research. Read more...


Image for article: Consumer demand for credit is on the rise

Consumer demand for credit is on the rise

1 Feb 2010

For the first time since June 2009, new borrowing through loans, credit cards, and overdrafts has outstripped the amount being paid back by consumers in the UK. Read more...


Image for article: Contactless cards payment limit raised to £15

Contactless cards payment limit raised to £15

2 Mar 2010

Holders of Credit and Debit contactless payment cards in the UK can now spend up to a maximum of £15 in a single transaction without needing to present a PIN number of signature. Read more...


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