New year advice recommends balance transfers
New advice has been offered on how best to survive the recession in the early part of 2009, with one tip being to consider transferring your credit card balance.. Read more...
Crunch causes spending cut, says Alliance & Leicester
The ongoing effects of the credit crunch have kept saving at the top of Brits\' monetary agenda, according to a study by Alliance & Leicester. Read more...
VAT cut 'contributes little' to spending spike
The 2.5 per cent reduction in value added tax (VAT) announced by chancellor of the exchequer Alistair Darling in November has done little to contribute to the recent rise in consumer spending, according to a sector commentator. Read more...
Apacs: Faster Payments Service reaches 3.9m transactions
The new Faster Payments System introduced by Apacs this year has reached a new peak and processed over 3.9 million transactions in one day. Read more...
People inherit spending habits from parents, says study
Consumers who shop until they drop with their credit cards during the January sales get their spending habits from their parents, new research has suggested. Read more...
Everyone is shopping online this Christmas
More than half of Christmas shoppers plan to buy their gifts online this year rather than brave the high street, a survey shows. Read more...
Use your credit card to get simple refunds
Sales are expected to be down this Christmas and the Bank of England has announced that we are officially in a recession. As a result, high street shops aren’t hiring as many new members of festive sales staff as usual and a lot of stores are trying to find new ways to save money. Read more...
Escape interest by transferring your balance
The Association of Payment Clearing services (APACS) has revealed some interesting statistics as we approach the festive season. APACS has stated that before and during the Christmas period up to £11 billion will be spent on credit cards. Read more...
Credit cards could really help this Christmas
Among a flurry of warnings by financial experts about spending too much on our credit cards this Christmas we’re also being told that spending on our credit cards could actually be rewarding. Read more...
Diamond studded credit card launches
Back in the late eighties flashing a bit of plastic was a sure fire way to show off your status, it was on a par with those ugly, brick sized mobile phones. Read more...
Take advantage "of all the benefits" with credit cards
If consumers use their credit cards wisely, they have the potential to take advantage of "all the benefits" they offer, it has been suggested. Read more...
"Putting pen to paper" the first step for money management
People keen to start the new year on a firm financial footing should start by "putting pen to paper", according to a sector commentator. Read more...
Equifax: Do not cut up your credit cards
Credit card customers feeling the pinch as a result of the ongoing effects of the global economic slowdown should not reach for the scissors, they have been advised. Read more...
Should Michelle Obama get her credit card out?
Questions as to whether Michelle Obama should shop until she drops using her credit cards, or borrow clothing and accessories like a celebrity have been raised. Read more...
Credit card customers 'could save the economy'
Credit card customers could be some of the key players in helping to revive the country\'s economy, it has been suggested. Read more...
Rapper has 5 credit cards declined
Rapper Fabolous may have been left feeling a little red-faced after not one, not two, not even three of his credit cards were declined at a venue in Atlanta. Read more...
Store covers cost of credit card error
The importance of remembering to check credit card statements has been reinforced by an incident involving H&M. Read more...
Use credit cards 'for appropriate purchases'
Credit card customers have been advised to make certain they use their cards for appropriate purchases. Read more...
Consumers 'acting greener as a result of the crunch'
Uncertain economic times are leading many people to look towards more environmentally-friendly products, it has been suggested. Read more...
People still 'splashing out for Valentines'
Credit card users are still treating loved ones to presents on Valentine\'s Day, despite the current economic climate, according to new research. Read more...
Timely bill payments 'help credit rating'
Making bill payments on time helps your credit rating, according to a finance website. Read more...
Oscars stars undeterred by credit crunch
Attendees and organisers at last night\'s Oscars extravaganza showed no signs of having relegated their credit cards to the top draw. Read more...
Opera star learns benefits of credit cards
Singing sensation Lesley Garrett has spoken out about the advantages of paying with plastic. Read more...
Over 40% 'would make mobile credit card payments'
Over 40% of the respondents to an Ingenico survey would make credit card or bank payments via a mobile phone, it has been revealed. Read more...
Brits 'still spending' on holidays
Cash-strapped Brits are refusing to let the economic downturn spoil their fun this summer, with the vast majority still hoping for a holiday. Read more...
Businesses benefit from calculator tool
A new credit card processing calculator has been hailed a good way to help firms find out if they are enjoying the best rates possible. Read more...
Parents count the cost of teen lifestyles
New research has shown teenagers need an average of £9,000 annually to keep up with their peers. Read more...
Cash-back rewards 'key' for saving money
An expert has advised credit card users that opting for cash-back rewards on purchases is a good way of saving money. Read more...
Credit card users must take control of their finances, charity says
A charity set up to advise people in financial difficulty has urged credit card holders to use the plastic payment responsibly. Read more...
Gok admits extravagant spending habits
Celebrity stylist Gok Wan has revealed he finds it difficult to curb his spending. Read more...
Harman offers credit card advice
Labour\'s deputy leader has launched a new website giving women advice on how to manage their credit cards. Read more...
Consumers look to spend more on leisure time
Credit card holders are "sticking two fingers up at the recession" and looking to increase the amount of money they spend on leisure, an expert says. Read more...
Jackson tickets prompt global splurge
Music fans have had their credit cards at the ready today (March 13th) as a second wave of Michael Jackson tickets go on sale. Read more...
Deep Purple star reveals preference for Visa credit card
Singer Ian Gillan has admitted he prefers spending on credit card to cash or cheque. Read more...
Cardholders encouraged to take control of borrowing
Credit cardholders have been reminded "you are the expert of your own situation" when it comes to borrowing and spending. Read more...
Property investor reaps benefits of credit card protection
A Dorset man has been held up as a good example of the security benefits afforded by credit card payments. Read more...
BRC calls for credit card changes
The British Retail Consortium (RBC) is lobbying for a change in the way credit cards are charged. Read more...
Collins: 'Card allows me to keep track of spending'
Actress and author Joan Collins has hailed credit cards for helping her detail exactly how much she has spent. Read more...
Nokia moves towards mobile payment scheme
Phone giant Nokia has invested in mobile payments with a stake in US firm Obopay. Read more...
Cardholders to benefit from mobile flower service
Credit card holders can now buy bouquets of flowers directly from their mobile phone thanks to a new service from Interflora. Read more...
Women can 'blame biology' for spending sprees
A new study suggests women may have a biological excuse when it comes to over-exercising their credit cards. Read more...
Magazine questions menstrual spending link
An editor from women\'s magazine Cosmopolitan has disputed suggestions female shoppers are more prone to over-use credit cards in the days leading up to their period. Read more...
First Lady's London fashion prompts shopping frenzy
Michelle Obama\'s wardrobe on a recent state visit to London has prompted a credit card splurge on identical clothing items back in America. Read more...
Grand National spending splurge revealed
Cash, debit and credit cards were out in force last Saturday (April 4th) as estimates published this week reveal the enormous sum wagered on Grand National horses. Read more...
BRC disputes VAT spending claims
Claims that VAT cuts have seen more and more British consumers reaching for their debit and credit cards have been challenged by the British Retail Consortium (BRC). Read more...
Dinner services among writer's greatest extravagances
Author Josephine Cox has confessed her major spending splurge - buying dinner services. Read more...
Titanium credit card "fantastically sexy" says Amanda Holden
Amanda Holden has a "fantastically sexy" titanium credit card - great for slapping down in snooty shops, she has revealed to the Sunday Times. Read more...
Credit card holders 'must follow guidelines'
Credit card holders should stick to the rules, financial expert Cliff D\'Arcy has advised. Read more...
Credit cards 'to pay for taxis'
People in Essex are now able to use their credit card to pay for taxi rides. Read more...
Using credit cards 'could save householders money'
Paying by credit card could save UK householders money according to American Express. Read more...
5% of 18-34 year olds 'will use credit card or loan for home improvements'
A total of five per cent of 18-34 year olds intend to use a credit card or take out a loan to pay for home improvements, a study reveals today. Read more...
Paula Radcliffe has American Express and Visa debit card
Paula Radcliffe enjoys checking her credit card statements each month, the British runner has revealed. Read more...
Condé Nast MD 'has two credit cards'
The managing director of Condé Nast in Britain has revealed he uses two American Express cards to keep his business and personal accounts apart. Read more...
Consumers are relying on their credit cards, says expert
People are falling back on their credit cards rather than using other financial products, according to the head of personal finance at fool.co.uk. Read more...
One per cent of UK credit card holders 'own a secret card'
There are more than 200,000 secret credit cards in the UK, according to research by Halifax. Read more...
Parents must teach children about money, says expert
Children should be taught where credit card cash comes from, according to a former Wall Street figure. Read more...
Nurses use credit cards to help them manage their finances
Credit cards are used by many nurses to make ends meet, according to research by LV=. Read more...
Credit card payment technology for teenagers launched
Lack of credit card was the reason cited by 40% of teenagers in a US study for not buying online. Read more...
Decreased inflation 'a bit of a boon to consumers'
Many people may experience the benefit of the falling cost of living and could have more money to spend, according to an economist at the Centre for Economics and Business Research. Read more...
Darren Gough and partner 'use a Mastercard and debit card'
Former England cricketer Darren Gough has revealed he has a shared bank account with his partner Anna because she is better at managing money than he. Read more...
Murray Walker: I have three credit cards
Motor racing commentator Murray Walker has revealed that he has three credit cards. Read more...
Over £20 billion spent on used cars in 6 months, says credit card provider
Credit card provider Sainsbury\'s Finance has revealed that over £20 billion will be spent in the UK on second-hand cars in the six months leading up to August. Read more...
Bookmaker Victor Chandler 'uses an Allied Irish Banks credit card'
Bookmaker Victor Chandler, chairman of Victor Chandler International, has revealed that he keeps a credit card in his front pocket from Allied Irish Banks. Read more...
'Over 2 in 5 women have been put off dentists because of cost'
According to the UK\'s largest supermarket bank, 45% of women have been put off going to the dentist because of the cost. Read more...
Credit card customers have increased leisure spending, says Virgin Money
Credit card customers are spending more money on going out, according to a study by Virgin Money Credit Card. Read more...
'Positive signs beginning to show in sales sector'
The total sales volume of items such as clothes, shoes and textiles was up in the three months to May, statistics have shown. Read more...
Tesco: 33% of credit card holders will not change habits
One in three credit card users do not plan to alter their credit card spending habits, according to new research. Read more...
Credit card advice: Don't over commit
The Yorkshire Post has come to the aid of one individual who is struggling to clear their debts and is simply meeting their minimum bill repayments. Read more...
Spending 'focused on essential items'
Consumers are focusing their spending on essential items, according to the British Retail Consortium. Read more...
One in two Brits 'prefer to use debit or credit cards when spending over £5'
Over half of Brits prefer to use their debit and credit cards instead of cash when spending more than £5, a new study has found. Read more...
Debit and credit card charges 'must be made clear'
Charges for using payment cards, which could include debit and credit cards, need to be made clear to customers by airlines, according to the Office of Fair Trading. Read more...
Debit or credit card 'used by two-thirds of Brits for weekly supermarket shop'
Two-thirds of Brits prefer to pay for their weekly supermarket shop by debit or credit card, new research has revealed. Read more...
Credit card users struggling to make payments 'should set a budget'
Credit card holders who are using one credit card to pay off another should make a strict, honest budget to help set out their finances, according to advice from the Consumer Credit Counselling Service (CCCS). Read more...
Those anticipating an income drop 'should seek advice sooner rather than later'
Some credit card users may be interested in advice from the Money Advice Trust that those anticipating a drop in income should seek financial advice as soon as possible. Read more...
'Brits would rather give up spending on holidays than mobile phones'
Brits would prioritise spending money on communication technology over holidays and eating out, according to a new report. Read more...
The new place to shop 'could be social networking sites'
Social networking sites could be the latest place to shop, it has been revealed. Read more...
'Paying by credit card is the best form of protection against not receiving goods'
Credit cards are the best form of protection when paying for goods in advance, according to advice from Consumer Focus. Read more...
Credit card surcharges for parking fines are "unlawful", says campaigner
Credit card surcharges on penalty parking fees has been called branded as illegal by a campaigner, it has been reported. Read more...
Almost 2m Brits 'keep extravagant purchases from their partner'
According to research from credit card provider Sainsbury\'s Finance, almost two million Brits admit to not telling their spouse about extravagant purchases. Read more...
'Students should learn that credit card debts are different from student loans'
Students should be taught that credit card debts and overdrafts are different from student loans, it has been suggested. Read more...
'Staycations are popular this summer as people choose to save money'
Many people are choosing to save money by staying in the UK for their summer holiday, called a staycation, it has been suggested. Read more...
'Live on your credit card ' first-time buyers are advised
Those who are looking to get on the property ladder have been told to live on their credit card by an independent mortgage advisor, it has been reported. Read more...
Brits 'should make sure they are spending wisely over the bank holiday'
Brits planning to go away to enjoy the last bank holiday before Christmas should make sure they are spending their money wisely, according to advice from credit card provider Abbey. Read more...
Credit cards key money management tool for over-50s
Credit cards are a key money management tool for the over-50s, according to new research. Read more...
'Cheque users must be taught alternative payment methods when cheques are phased out'
People who use cheques must be taught how to use alternative payment methods - which could include debit and credit cards - if cheques are phased out, it has been suggested. Read more...
Online shopping 'will become increasingly important'
Online shopping is set to become more and more important, according to a leading industry-focused management consulting firm. Read more...
'Online clothes shopping is gaining popularity'
Shopping for clothing online using debit or credit cards for payment is becoming increasingly popular, according to a leading authority on retailing in the UK. Read more...
Number of 'savvy shoppers' in UK 'has increased'
There has been a real growth in the number of \'savvy shoppers\' who shop online using their debit or credit card rather than hitting the high street, or who go to the shops on their own instead of with friends or family, it has been suggested. Read more...
Debit and credit card holders 'could save huge amounts of money by shopping online'
Shopping online using debit and credit cards can save consumers a huge amount of money, according to a magazine about issues affecting the internet today. Read more...
Consumers 'are gaining confidence about shopping online using debit and credit cards'
Technology such as CardSecure has helped people to feel more secure when shopping online using a debit or credit card, it has been suggested. Read more...
Credit card holders 'could save money by following simple rules'
Credit card holders could follow a series of simple steps to paying more on their credit card bills, a national newspaper has stated. Read more...
Consumers 'are likely to hit the shops again this Christmas'
Consumers have had enough of cutting back on spending after "12 months of depravation" and are likely to spend more this Christmas using payment methods such as debit and credit cards, according to a retail research organisation. Read more...
Consumers looking for credit cards for Christmas shopping 'should act soon'
It is advisable for consumers looking for credit cards this Christmas to move quickly, it has been suggested. Read more...
UK online shoppers 'have higher expectations than those in the US'
Online shoppers in the UK, who use credit cards or other payment methods to buy goods from websites, have higher expectations than online shoppers in the USA, a clothes designer has suggested. Read more...
Postal strikes 'have not significantly affected e-shoppers'
The number of people choosing to shop online using a debit or credit card rather than hitting the high street does not seem to have been significantly affected by the Royal Mail strikes it has been suggested. Read more...
Shoppers 'head online for Christmas'
Shoppers looking to make the most of any discounts ahead of the Christmas period should head online, a report claims. Read more...
Parents 'could save money using Egg Money World MasterCard this Christmas'
The Egg Money World MasterCard could be an ideal solution for families planning to spend money on entertaining the children this year, it has been suggested. Read more...
Barclays: Shoppers 'likely to spend record amounts on high street this Christmas'
Shoppers are expected to spend record amounts on their debit and credit cards this Christmas on the UK\'s high streets, it has been suggested. Read more...
Halifax All in One credit card 'could offer sales shopping benefits'
Consumers looking for a credit card to hit the sales later this month may want to consider the Halifax All in One credit card, as it offers 0% on purchases for nine months. Read more...
Sainsbury's credit cards: 19% of adults will do last-minute festive shopping
A total of 19% of adults have left their Christmas shopping until last minute, according to Sainsbury\'s credit cards. Read more...
Sainsbury's credit cards: £246 million spent last-minute shopping on credit cards
A total of £246 million is likely to be spent using credit cards to do last-minute shopping this year, according to Sainsbury\'s credit cards. Read more...
Credit card holders 'may want to purchase large items before VAT increase'
Debit and credit card holders planning to buy big-ticket items in the near future may want to consider making the purchase before January 1st. Read more...
News for credit card holders: Sales may not reach 2008 levels
Those planning to hit the sales this year with their debit or credit card may find there are fewer bargains available than in 2008, it has been reported. Read more...
Barclaycard: Credit card spending at supermarkets 'increased this Christmas'
Credit card spending in supermarkets, service stations and department stores increased this year in comparison to 2008 levels, according to Barclaycard. Read more...
Barclaycard and orange launch new credit card
Contactless credit cards can now be used at more than 20,000 retailers and there are five million of this type of card in use in the UK. Read more...
'Bad' credit card debts double to £1.6bn
Banks are having to write off record levels of \'bad debts\' on their credit cards, Bank of England figures have revealed. Read more...
Britney Spears 'uses bodyguard's credit card'
Britney Spears reportedly used her bodyguard\'s credit card to buy two pairs of boots, but was given a hard time by a shop clerk because the name on the card did not match her signature. Read more...
New MasterCard feature gives customers greater control over spending
A new Barclaycard MasterCard feature allows users to control the amounts they spend, and receive real-time information about their accounts. Read more...
12m Brits use credit cards for essential purchases
A growing number of cardholders are using credit cards to pay for essential day-to-day living, figures released by the Post Office have revealed. Read more...
World Cup fans 'may want to consider the Virgin Money credit card'
Football fans planning to follow their team to the World Cup this year may want to consider spreading the cost of the trip using a Virgin Money credit card, the card supplier has suggested. Read more...
Credit cards 'to be used for Severn Bridge toll'
It is likely motorists will be able to use credit cards to pay tolls on the Severn Bridge, it has been suggested. Read more...





















































































































