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Saga: Credit card providers should make it easier for people to pay off debts

Saga, which offers the Saga platinum credit card, has stated that it is not surprised that people can feel angry at credit card providers who make it more difficult for them to pay off their credit card debt.

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28 October 2009

Saga: Credit card providers should make it easier for people to pay off debts”

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Saga, which offers the Saga platinum credit card, has stated that it is not surprised that people can feel angry at credit card providers who make it more difficult for them to pay off their credit card debt.

Roger Ramsden, chief executive of Saga Personal Finance, said Saga believes in treating customers fairly.

It is for this reason that Saga allows card holders to pay off their most expensive debt first.

"If credit card providers won't put their own house in order then we urge the government to outlaw this sharp practice," he added.

As well as making it easier for holders to pay off their most expensive debts first, the Saga platinum credit card offers 0% on purchases for the first nine months, subject to terms and conditions.

There is also a 0% foreign currency charge on transactions in Visa Europe, with a 1% charge elsewhere.

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Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9^%
16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable).
	Virgin Credit Card
	20 months	3 months	16.8^%
16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable).
	Barclaycard Platinum with BT
	22 months	3 months	17.5^%
17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable).
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