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M&S credit card 'offers 0% on balance transfers for 6 months'

Credit card holders looking to transfer their balance to a new card with a 0% balance transfer deal may want to consider the M&S credit card.

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6 January 2010

M&S credit card 'offers 0% on balance transfers for 6 months'”

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This card offers 0% on balance transfers for six months, with a 2.9% transfer fee and a £5 minimum.

It also has other advantages such as 0% interest on all shopping for ten months from the date on which the account is opened.

The typical variable rate on the card is 15.9% APR.

Holders of the M&S credit card are able to buy M&S travel money with no cash advance or foreign exchange fees. This could be particularly beneficial to those who travel frequently.

Indeed travellers may also benefit from savings of up to 8% off thousands of holidays as part of the M&S Travel Club.

Recent figures released by credit card provider Santander showed that 4.5 million Brits intend to transfer their credit card balance in the New Year.

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Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9^%
16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable).
	Virgin Credit Card
	20 months	3 months	16.8^%
16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable).
	Barclaycard Platinum with BT
	22 months	3 months	17.5^%
17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable).
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