Compare Credit Cards with CardSmart

According to a study carried out by the Co-operative Bank, 57% of those asked said they preferred to pay in restaurants by debit or credit card.

A total of 34% of those polled said they preferred to pay at the cinema by debit or credit card.

The results revealed there are certain things that people prefer to pay for by card regardless of price.

In general though it seems people prefer to pay for larger sums on debit or credit cards and pay for smaller transactions using cash.

Darren Prescott, current account product manager at the Co-operative Bank, said: "Cash has been with us throughout history and people have strong views about what should appear on their bank notes. However, we have noticed over the last year there has been a 4.5% increase in debit card usage over cash, as we believe people feel safer carrying less cash on a day-to-day basis."

Barclays is currently introducing contactless payment technology across the country, allowing debit and credit card holders to pay for smaller items by card without having to enter a Pin number or write their signature.

The contactless system can be used for transactions up to £10.

Written by ©

Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9%
** 16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable). **
	Virgin Credit Card
	20 months	3 months	16.8%
** 16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable). **
	Barclaycard Platinum with BT
	22 months	3 months	17.5%
** 17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable). **
Compare More Credit Cards...