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People who have - or are looking to apply for - business credit cards should look into the specific scheme, tools and services offered by different providers, it has been suggested.

Writing in a blog for online resource bMighty, sector commentator Benjamin Tomkins explains business owners often use such credit cards for a range of enterprise-based functions.

These can include obtaining the fund to get a venture started up, extending payments when purse strings have to be tightened and bridging gaps in revenue.

However, he suggests some entrepreneurs may not be taking full advantage of the benefits business credit cards can provide.

These could include cash bonuses and services such as managing employee expenses.

He concludes: "The specific tools, services, and programs will vary by card."

In other news, an article on web resource This Is Money suggested cashback credit cards are suitable for consumers who clear the balance fully every month, but might not be the best option for others.

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Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9%
** 16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable). **
	Virgin Credit Card
	20 months	3 months	16.8%
** 16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable). **
	Barclaycard Platinum with BT
	22 months	3 months	17.5%
** 17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable). **
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