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Shoppers are expected to spend record amounts on their debit and credit cards this Christmas on the UK's high streets, it has been suggested.

According to credit card provider Barclays, an incredible £317.8 billion in cash is expected to be withdrawn from ATMs and banks using debit and credit cards throughout December.

Barclays notes that the busiest day for ATMs is expected to be December 18th.

This is because many people will be doing their last minute shopping or taking money out to celebrate the festive season.

The peak time for ATM withdrawals for debit or credit cards is expected to be between 12:00 and 13:00, according to Barclays, when over £24,000 will be withdrawn per second.

Brian Cunnington, head of debit cards for Barclays, advised: "We would remind customers to be careful to take care of their card and their pin, especially when using their pin in crowded places."

Barclays is currently offering the Barclaycard Classic credit card, with a typical variable rate of 19.9% APR.

There is 0% interest of balance transfers for the first 12 months from the date on which the account is opened, with a 2.5% handling fee.

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Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9%
** 16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable). **
	Virgin Credit Card
	20 months	3 months	16.8%
** 16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable). **
	Barclaycard Platinum with BT
	22 months	3 months	17.5%
** 17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable). **
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