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American Express platinum and other cashback credit cards 'could save holders money in New Year'

Credit card holders could ask their company to reduce their interest rate in the New Year, according to advice from a national newspaper.

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30 December 2009

American Express platinum and other cashback credit cards 'could save holders money in New Year'”

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This is one way in which it may be possible to save money in the New Year, the Daily Mail suggests.

Another tip it offers to credit card holders to save cash in 2010 is getting a credit card that offers cashback on spending, or vouchers.

The newspaper recommends using this credit card for all shopping and setting up a direct debit to pay the bill in full every month.

One credit card that offers cashback is the American Express platinum cashback credit card.

This offers users 5% cashback for the first three months up to £100. After this, cardholders get up to 1.25% with no limit on how much they can earn.

The typical variable rate on the card is 19.9% APR.

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Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9^%
16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable).
	Virgin Credit Card
	20 months	3 months	16.8^%
16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable).
	Barclaycard Platinum with BT
	22 months	3 months	17.5^%
17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable).
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