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According to research from credit card provider Halifax, many Brits are choosing to take a gap year later in life.

Almost half of those aged between 55 and 64 said they would like to take time out to travel and a total of 58% of those polled who were aged between 16 and 24 said they would be prepared to wait until later in life to do this.

Halifax also found the average so-called grey gapper, someone taking time out to travel aged between 55 and 64, spends roughly £2,604 on their break.

In comparison, 18 - 24 year olds spend up to £4,000 on their travels.

Russell Galley, director of loans at Halifax, said: "A mature gap year is a wonderful opportunity to experience different ways of life and see other parts of the world. But such a big adventure requires careful financial planning."

Halifax is currently offering a credit card called All in One, which offers 0% for nine months on purchases and balances transferred within the first 90 days with a 3% balance transfer fee.

The typical rate on the card is 15.9% APR variable.

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Credit Cards	0% Balance Transfers	0% Purchases	APR Representative (Variable)
	Tesco ClubCard Credit Card
	9 months	15 months	16.9%
** 16.9% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.9% p.a(variable). **
	Virgin Credit Card
	20 months	3 months	16.8%
** 16.8% APR representative (variable). Based on a credit limit of 1200 and purchase rate 16.8% p.a(variable). **
	Barclaycard Platinum with BT
	22 months	3 months	17.5%
** 17.5% APR representative (variable). Based on a credit limit of 1200 and purchase rate 17.5% p.a(variable). **
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