Christmas with CardSmart: Our 3 Top Credit Cards for Christmas Spending
With Christmas fast approaching, many people are now buying gifts for their loved ones, or just stocking up the cupboards for the busy season ahead.
More from Choosing a Credit Card
7 November 2011
Our Top 3 Cards for Christrmas Spending
Used sensibly these cards can provide a wealth of savings and flexibility
We know that it can be hard to find the cash for Christmas, especially in this difficult economic climate. In fact, 60% of Britons say they are worried about funding Christmas this year*.
That’s why our top card picks this season are the ones that give you added value – like extensive interest free periods on new purchases, meaning you can spread the cost of Christmas over several months. Others, like the new Santander 123 card offer clever cash back on the purchases you make every day. Used sensibly these cards can provide a wealth of flexibility and savings. If you’re in the market for a new credit card, it would be smart to get one of these exciting offers now before the Christmas rush begins.
The innovative new Santander 123 card lets you earn cash back rewards on your everyday shopping! The benefits include:
• 1% cashback at supermarkets including Tesco, Asda, Sainsbury's, Morrisons, The Co-operative, Waitrose, Marks & Spencer or Budgens.
• 2% at your favourite shops and department stores, including BHS, Debenhams, House of Fraser, John Lewis, Fenwick, Harrods, Harvey Nichols, Selfridges plus many others. You can also receive cash back when shopping online with these retailers.
• 3% at petrol stations Including BP, Shell, Esso, Texaco, Asda, Morrisons, Sainsbury's and many others (on spend up to £300 per month between your statement dates).
These great rewards are yours for an affordable annual fee, and a low 22.8% APR Representative (variable).
The Tesco Clubcard Credit Card offers both great value and convenience. Make the most of 0% for 15 months on purchases offer from the day you open your account. If you transfer a balance from another card, you will also enjoy 0% interest on that sum for 9 months. You can also transfer up to 95% of your credit limit.
It is one of the most rewarding cards on the market today. Earn redeemable Clubcard points on every purchase, and even more when you shop at Tesco!
Strengthen your Credit Rating and enjoy an exclusive period of 6 months interest free on purchases with this top credit building card. The Capital One Classic offers no annual fee and has an average APR of 34.9%. This low-limit, easy-to-manage credit card is a fantastic way to spread the cost of Christmas if you have a poor credit rating and manage your money in 2012 and beyond.
*source – MoneySupermarket.com
Written by Sarah Adams