Compare Credit Cards with CardSmart

Compare Airmiles Credit Cards

Tailor-made for those who travel a lot, Airmiles cards can offer frequent-flyers some appealing discounts. You’ll earn points every time you book a flight using your card, and you can keep topping up as much as you like - or exchange your points for discounted or free flights. While many of these cards do incur hidden costs when it comes to booking ‘free’ flights, if you are the type of person who keeps on top of your finances, they can be extremely useful.

Airmiles Cards

Rewards Cash-Back Reward Program Purchases APR Representative (Variable)  
BA Amex Premium Plus Card Logo British Airways Logo More information about BA Amex Premium Plus Card

BA Amex Premium Plus Card

Avios No Cashback n/a 56.4%
Representative Example: The annual purchase rate is 56.4% p.a (variable) so if you spend £1200 your representative apr will be 56.4% p.a (variable)
Virgin Atlantic Black Card Account (Amex) Logo Virgin Money Logo

Virgin Atlantic Black Card Account (Amex)

Flying Club Miles No Cashback n/a 52.1%
Representative Example: The annual purchase rate is 52.1% p.a (variable) so if you spend £1200 your representative apr will be 52.1% p.a (variable)
Virgin Atlantic White Card Account Logo Virgin Money Logo More information about Virgin Atlantic White Card Account

Virgin Atlantic White Card Account

Flying Club Miles No Cashback n/a 17.9%
Representative Example: The annual purchase rate is 17.9% p.a (variable) so if you spend £1200 your representative apr will be 17.9% p.a (variable)
American Airlines AAdavantage (Amex) Logo MBNA Logo

American Airlines AAdavantage (Amex)

Airline Miles No Cashback  0%
12 months
 
17.9%
Representative Example: The annual purchase rate is 17.9% p.a (variable) so if you spend £1200 your representative apr will be 17.9% p.a (variable)
BA Amex Card Logo British Airways Logo More information about BA Amex Card

BA Amex Card

Avios No Cashback n/a 15.9%
Representative Example: The annual purchase rate is 15.9% p.a (variable) so if you spend £1200 your representative apr will be 15.9% p.a (variable)
Duo Avios Credit Card (Online) - Direct Logo Lloyds TSB Logo

Duo Avios Credit Card (Online) - Direct

Avios No Cashback n/a 17.9%
Representative Example: The annual purchase rate is 17.9% p.a (variable) so if you spend £1200 your representative apr will be 17.9% p.a (variable)
 
A guide to Airmiles Credit Cards

For every pound you spend on a credit card, you could be earning points towards an exotic destination. This guide tells you what you need to know.

Airmiles Rewards Schemes

If you like to travel to foreign destinations by air, by using the right kind of Airmiles credit card, you could earn points to help you take your next flight for less.

For every pound you spend on an Airmiles credit card, you'll be rewarded with a number of miles which you can trade in for discounted tickets, upgrades, or even free flights. However, these rewards don't come for free - there's typically a cost involved in redeeming your points.

Airmile reward schemes are only worthwhile if you are able to pay off your monthly balance in full, otherwise you'll find that the interest you pay outweighs the reward you’ll earn. If you do manage to pay off the balance, you'll effectively be earning points whilst you spend.

What are Airmiles?

Airmiles are a type of points reward scheme - the rewards being air miles which can be converted into flights to various destinations. The miles are earned by spending on a particular card, which offers Airmiles, or a similar Airmile reward scheme.

There are several options available to you as a consumer, and it can be quite difficult to work out the actual value of the points you have earned. This guide will show you what you need to consider when choosing a new Airmile card.

What are the benefits of an Airmile Credit Card?

  • First off, you need to use your card. The best way to get maximum return from holding this type of card is to use it for as many transactions as you can each month. But be sure to set up a direct debit to pay off the balance every month, or else the benefits you receive will be negated by the interest payments.
  • Multiply your reward! Some cards will offer double (or more) points for money spent on certain goods or services, such as their partner's stores.
  • Free flights and free (or cheaper) upgrades are the primary benefit of this card. Upper / Business / Premium Economy tickets will cost more miles than economy.
  • Spend Miles and Pay. If you have a desire to head to foreign shores, but don't have enough miles accrued to get there, some schemes allow you to redeem your miles towards a flight, and then pay to make up the miles you're missing. Terms and Conditions and/or Restrictions normally apply, such as destinations, or number of miles you can redeem at the same time you pay. Some cards offer companion tickets, offering a free ticket for a partner to accompany you on a trip - however, this ticket normally comes with restrictions.
  • Loyalty + Discounts. A number of cards also offer discounts at the card providers' partner stores.

What are the disadvantages of an Airmile Credit Card?

  • Free flights are seldom completely free - often the customer has to pay a charge to cover applicable taxes, fees, and surcharges.
  • Cost of building up enough miles to convert to a ticket - A study by Which? in 2006 found that many people have not claimed a flight simply because of the amount of money they would have needed to have spent in order to build up the miles to do so.
  • Transfer Fees - Many of these types of cards offer a balance transfer interest free period, but they tend to be subject to fees. These vary from a set fee, to a percentage of the balance transfer. If you need a balance transfer card, take a look at our balance transfer tables.
  • Fees. Some cards charge an annual fee, which is something you may not want to pay. Check before you apply!

Credit Card News

Credit Card Guides

Spending is driving economic recovery

An increase in consumer spending is helping to lead an economic recovery. Read more...

New ways to pay in 2013: How mobile and contactless technologies are changing the way we pay

There are many new ways to pay for purchases with the technology you use every day. From mobile... Read more...

More from the CardSmart News Desk

More guides

Some important information about this page

The content and information on this website are intended as general information only and shall not be construed as financial advice or recommendations of any nature in accordance with the Financial Services and Markets Act 2000 nor is it intended to address specific financial requirements. We strongly recommend that you seek independent financial advice before using and/or relying on the information made available to you or prior to purchasing any financial product/service listed on the Website. Whilst every attempt has been made to ensure that the content and information published are true, correct and up to date, no warranty, guarantee or representation is given as to its accuracy, reliability or fitness for a specific purpose.

The Best Buy credit card comparison tables feature financial products/services of our advertisers and may not necessarily constitute the best offers in the market for each of such products/services.

Copyright © CardSmart Ltd 2009 - 2013. All Rights Reserved | Privacy Policy | Terms

"CardSmart" and the CardSmart logo are registered trademarks of Smart Online Marketing Ltd. Company registration no: 08430745